How Long for Discover to Report

John060675 · ‎02-27-2014

In late January i was approved for a Discover It CC, and the first statement cut on February 11th. As of today (Feb 27) the CC is not showing on any of my credit reports.

How long did it take for them to start reporting on your credit reports? Thanks

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU

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yudeology101 · ‎02-27-2014

@John060675 wrote:
In late January i was approved for a Discover It CC, and the first statement cut on February 11th. As of today (Feb 27) the CC is not showing on any of my credit reports.

How long did it take for them to start reporting on your credit reports? Thanks

Same here, was approved EARLY in January, statement just cut like 2days ago....still no signs of them reporting yet. Barclays, however, is fast- applied 2days ago, started reporting yesterday.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

-Wade- · ‎02-27-2014

@yudeology101 wrote:
@John060675 wrote:
In late January i was approved for a Discover It CC, and the first statement cut on February 11th. As of today (Feb 27) the CC is not showing on any of my credit reports.

How long did it take for them to start reporting on your credit reports? Thanks
Same here, was approved EARLY in January, statement just cut like 2days ago....still no signs of them reporting yet. Barclays, however, is fast- applied 2days ago, started reporting yesterday.

Most of the time it takes two cycles Yeah i know

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

RnJ · ‎02-27-2014

At most, two statements, but if you're concerned, simply use the chat online to inquire - they are great with this and will most likely update on reports within 72 hours.

gdale6 · ‎02-27-2014

Few days after 2nd statement cut. When you get a CLI it takes 2 statement cuts for it to update as well, a quirk in the system.

RnJ · ‎02-27-2014

gdale6, re the CLI - not for the impatient like me, LOL. For some reason they missed reporting my last three months, I had recieved 2 CLI's in that period, I chatted online with them and they updated everything in less than 72 hours.

John060675 · ‎02-27-2014

2 CLI in 3 months? Wow. How long have you been a member?

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU

Take the myFICO Fitness Challenge

BigBS · ‎02-27-2014

Was wondering this exact question myself.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

RnJ · ‎02-27-2014

John, 2 years in Aug - one CLI was SP via online button, the second one 1.5 months later via online button - I never checked my TU report to see if that was an actual HP, but I was willing to sacrifice it when I requested that second CLI. I assumed it was HP because the prompt on the online button had a 7-10 day message result on it but the actual increase was posted on my account less than 24 hours later.

Of course, I don't advise anyone to do as I did, since I simply am not ready to pull my TU report to see whether SP or HP on my second CLI - the point being, I was prepared to take an HP for it. I don't plan to pull my TU for a couple more months so I won't know either way until then.

flan · ‎02-27-2014

I got an auto cli and then asked for an increase, which I got via SP, the same day.