04-23-2009 09:17 AM
04-23-2009 10:21 AM
From my past experience with Cap. One, they don't report the amount of your limit, so they may not report authorized user accounts either. Call them and ask. Sears should report. Usually takes 30-60 days.
04-23-2009 10:24 AM
I just added an AU to my CapitalOne card and on the agreement it does say that they will report on that persons credit but I wouldnt be able to tell you how long it will take before they actually do start to report.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO