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How Long for an Authorized User Account to Show up on My CRA?

Valued Member

How Long for an Authorized User Account to Show up on My CRA?

I was just added as an authorized user for a capital one and sears by my mother. She called and gave my ss#, but we do not live at the same address, but used to as her previous address listed is the same as mine. Will these accounts show up on my credit report and how long does it usually take?
2 REPLIES
New Member

Re: How Long for an Authorized User Account to Show up on My CRA?

From my past experience with Cap. One, they don't report the amount of your limit, so they may not report authorized user accounts either.  Call them and ask.  Sears should report.  Usually takes 30-60 days.

Established Member

Re: How Long for an Authorized User Account to Show up on My CRA?

I just added an AU to my CapitalOne card and on the agreement it does say that they will report on that persons credit but I wouldnt be able to tell you how long it will take before they actually do start to report.