How Many Chase Cards Do You Have?

RSCo · ‎05-17-2015

I'm about to max out the maximum 5% cash back on my Discover card for dinning this quarter and was thinking about going for the Chase Freedom card..

Question is.. How many Chase cards do you have?

I have:

CSP - 25k CL

Amazon Rewards - 7k CL

United Mileage Explorer - 32,000k CL

I'm not sure how they treat partner cards like Amazon and United in relation to determining the total number of cards or overall credit risk you pose. I was thinking maybe I'll apply and then if denied I'll call and see If I can move around some CLs or even close Amazon..

$30,500

$18,500

NPSL

$15,000

$10,000

$25,000

$32,000

Anonymous · ‎05-17-2015

@RSCo wrote:
I'm about to max out the maximum 5% cash back on my Discover card for dinning this quarter and was thinking about going for the Chase Freedom card..

Question is.. How many Chase cards do you have?

I have:

CSP - 25k CL
Amazon Rewards - 7k CL
United Mileage Explorer - 32,000k CL

I'm not sure how they treat partner cards like Amazon and United in relation to determining the total number of cards or overall credit risk you pose. I was thinking maybe I'll apply and then if denied I'll call and see If I can move around some CLs or even close Amazon..

The sky is the limit, but I think it depends of their internal limits. You already have great limits with them.. I know someone that has $100K with Chase.

chalupaman · ‎05-17-2015

Three and don't intend on adding more. I had more than this though.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎05-17-2015

0.

Anonymous · ‎05-17-2015

4 Personal, 1 Business.

Anonymous · ‎05-17-2015

3..I'm done. May close Disney and add the CL to my Freedom. Love chase but they make me nervous.

woodyman100 · ‎05-17-2015

Received 6 with 4 currently open.

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill

CreditCuriosity · ‎05-17-2015

@Anonymous wrote:
3..I'm done. May close Disney and add the CL to my Freedom. Love chase but they make me nervous.

Yes Chase is a loose cannon.. Never know what might set them off and to have to many eggs in their basket is bad policy for me at least.. I would like 1 or 2 more of their cards, but defffinetly want to be diversified.

RSCo · ‎05-17-2015