Credit Card Center Advertiser Disclosure

New Contributor
Posts: 106
Registered: ‎02-20-2013
0 Kudos

Re: How Many Credit Cards Do You Have?


Chase Amazon Visa (use only for amazon purchase since I'm a prime member)

Chase Sapphire Preferred (got it for promotional sign up but will downgrade to regular sapphire before annual fee)

Chase Freedom (use for rotating categories 5% cash)

Capitol One Business Spark Cash (flat 2% cash back but only $5k limit)



Citi Diamond Preferred (18month 0% APR on $15k balance)

Citi Thank You ($500 CL card I can give to friends/family that I need to buy something for me)


American Express:

Business Platinum (heavily used prior to getting Plum card and need to keep in order to get the 20% back on points when booking travel with points so still worth the $450 annual fee)

Business Plum (main everything card, generally opting for the 1.5% but occasionally will take the extra 60 days)

Blue Cash (an older version that gives me 1.5% after spending 6k and 5% cash back on gas after $6k)



Discover It (only used when Discover has special promotions for things I am purchasing)

:Capital One Spark Business $45k:::Chase Sapphire Preferred $30k:::Chase Amazon Visa $3k:::American Express BC $10k:::Chase Ink Plus $15k:::American Express Business Plum:::American Express Business Platinum::Citi Thank You Preferred $50k:::City Simplicity $10k:::REI Visa $10k::Capital One Quicksilver $15k:::American Express EveryDay $10k:::Wells Fargo Platinum Cash Back $10k:

FIA/BOA is the plague. AVOID THEM!
Established Contributor
Posts: 651
Registered: ‎08-07-2012
0 Kudos

Re: How Many Credit Cards Do You Have?

I have 3 cards all with visa emblems.Would like to add just 3 or 4 more. A  mastercard, Discover card and maybe a CitiBank. Having $20K-$30K in credit card spending is more than enough for my day to day spending habits.

Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor
Posts: 195
Registered: ‎02-06-2013
0 Kudos

Re: How Many Credit Cards Do You Have?

teddybearkelli1 wrote:

32, but I manage them well and they all serve a purpose. (and this is considering that I just closed 5 this month)

I find that hard to believe...unless the purpose is to increase your CL max.

Frequent Contributor
Posts: 456
Registered: ‎06-04-2013
0 Kudos

Re: How Many Credit Cards Do YOU have?

2 credit cards:
Delta Community CU Visa
NFCU nRewards Visa

If NFCU offered an Amex I'd add that one. Penfed Amex may be an option but right now I'm happy with having two cards.
Posts: 93
Registered: ‎10-13-2012
0 Kudos

Re: How Many Credit Cards Do YOU have?

[ Edited ]

Four as you can see in my sig.

Eventually I want the following:

Citi Forward

Chase Freedom

Amex Blue Cash Everday

Sallie Mae World Mastercard

Penfed Platinum Cash Rewards

     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Regular Contributor
Posts: 159
Registered: ‎05-16-2012
0 Kudos

Re: How Many Credit Cards Do YOU have?

Main cards:

Chase Freedom Visa Signature - $14,300 CL (Primary use card)

Chase Sapphire Preferred World MasterCard - $10,000 CL

Citi Dividend World Elite MasterCard - $10,000 CL

USAA Platinum MasterCard - $9,000 CL

American Express Blue Cash Everyday - $8,300 CL

Discover IT - $4,500 CL


Retail Cards: Store Account - $6,400 CL (Hidden trade line) Store Account - $3,800 CL

AMEX Green Corporate - NPSL | AMEX Everyday - $50,000
Chase Sapphire Reserve Visa Infinite - $31,500 | Chase Freedom Visa Signature - $27,300
Best Buy (Citi) Card - $20,000 | USAA Platinum Visa - $26,000
New Contributor
Posts: 106
Registered: ‎05-06-2013
0 Kudos

Re: How Many Credit Cards Do YOU have?

10, see Sig.


In February of this year i had 3, so 2013 has been quite the year for me adding:

Chase Amazon Rewards (Feb)

Citi ThankYou Premier (Feb)

Amex SPG (May)

Chase Freedom (May)

Chase Sapphire Preferred (May)

Chase United MileagePlus Explorer (May)

Banana Republic Visa (June)


I'm also an AU on an Amex BCP.  I'm looking to add 2 more cards to my wallet before I call it quits, but that's after a few stints in the garden.  Amex Hilton HHonors (Nov) and Citi Hilton Reserve (February).


Goal is a total of 13 if you include the AU.

Chase Sapphire Preferred $12k | Chase Freedom $7k | Chase United MileagePlus Explorer $15k | Chase Hyatt Visa $11.8k | Chase Amazon Visa $3k | Citi TY Premier $8.5k | Amex SPG $13.5k | Amex HHonors $5k | Discover IT $9k | BofA Cash Rewards $6k | BofA BB Rewards $2.7k | Banana Republic Visa $3k
Valued Contributor
Posts: 1,666
Registered: ‎10-15-2011
0 Kudos

Re: How Many Credit Cards Do YOU have?


2 Amex

1 Signature Visa

1 Discover

4 Visa

4 MC

1 Walmart Store card that I don't really know if I ever want the Discover version of.


I really need to quit this habit!

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0 Kudos

Re: How Many Credit Cards Do YOU have?

Too Many!!!

see below

Senior Contributor
Posts: 5,488
Registered: ‎11-13-2012
0 Kudos

Re: How Many Credit Cards Do YOU have?

see below - 8 open and 1 closed

Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.