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How Many Credit Cards Do YOU have?

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OptimalCS
Frequent Contributor

Re: How Many Credit Cards Do YOU have?

I'm thinking of reallocating funds to BCE and dumping delta. My anniversary is coming up. 

"Wisdom is the principal thing..."
Message 431 of 653
kevinjjc
Valued Contributor

Re: How Many Credit Cards Do YOU have?


@lharasiuk wrote:

I have 2, Capital One ($300) and First Premier ($700, which I want to close based on what I have read on here). I am new to credit cards having gotten my first one only 5 months ago at age 40. I would like a Barclay Apple and Home Depot Citi, but I will get there with time. I have never made a late payment once. Just going to keep building until I get there.


Better late than never. I wish you the best of luck with your credit building journey!

Message 432 of 653
BaileyMae
New Contributor

Re: How Many Credit Cards Do YOU have?

I have 5.

Citi CL of $2910
Chase CL of $2100
Cap one CL of $2000
Victoria secret clCL of $770
Lowes CL of $8000 (just opened two days ago)

Only Lowe's and Citi have balances. I'm thinking of letting the VS close on its own. Don't use it often. I think it'll stick with these and try to get the limits to grow.
Lender Pulled Scores(2/2014)

EQ: 750 (same a myFICO) EX: 707 TU: 728
Message 433 of 653
Jess21
Frequent Contributor

Re: How Many Credit Cards Do YOU have?

5 CC

2 store cards

Smiley Happy

Equifax: 676 (myfico) Experian: 683(myfico) TransUnion: 689 (Barclays)

Current Goal: 700
Message 434 of 653
r3buildit
Member

How many credit cards do you have?

I have 17 credit cards and $10.4 in limits.. I am rebuilding Smiley Embarassed 

Starting score: EX 474 EQ 480 TU 525 January 2012
Current Score: EX 684 EQ 659 TU 661 March 2014
Goal: 700 across the board
Capital One QuickSilver $2000//Capital One Journey $500//Walmart $900//Childrens Place $750//Paypal $1000
Message 435 of 653
CreditHealthy
Established Contributor

Re: How many credit cards do you have?

I have four, and I'm gardening for at least until after I obtain a mortgage in the near future.17 is a lot:-)

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 436 of 653
Swapmeet
Valued Contributor

Re: How many credit cards do you have?

I have 12, with an aggregate credit line of $101k



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 437 of 653
longtimelurker
Epic Contributor

Re: How many credit cards do you have?


@r3buildit wrote:

I have 17 credit cards and $10.4 in limits.. I am rebuilding Smiley Embarassed 


So most of your limits are around 50cents?  Or did you miss a K!

 

This question gets asked every week BTW

Message 438 of 653
Swapmeet
Valued Contributor

Re: How many credit cards do you have?


@longtimelurker wrote:

@r3buildit wrote:

I have 17 credit cards and $10.4 in limits.. I am rebuilding Smiley Embarassed 


So most of your limits are around 50cents?  Or did you miss a K!

 

This question gets asked every week BTW


hahaha LTL.....so does the "Shopping cart trick" cards question.... I especially like it when they act as if they are letting us in on this neat little trick Smiley Wink  Breaking news: New Amex card...haha



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 439 of 653
baller4life
Super Contributor

Re: How many credit cards do you have?

9 and plan to add 3 or 4 next year and close 2. Leaving 10 

Message 440 of 653
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