Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 1,116
Registered: ‎03-04-2013
0

Re: How many credit cards do you have?

8 cards; 30K in limits.  

 

This year will be spent gardening and trying to increase my UTL, with maybe a PC or two (all via SP).

 

I'm actually pretty happy with most of my current cards.  Next year, I will do a thorough eval to see which cards I need/want and which are expendable.  Depending on how the PC's/CLI 's go, I may drop a couple of cards, go for one general travel card (i.e. Barclay Arrival; CSP), then add a 2nd Cash+ and/or a 2nd Sallie Mae.

 

My self-imposed cap on # of cards is 8-10 max.

Established Contributor
Posts: 898
Registered: ‎03-09-2010
0

Re: How many credit cards do you have?

9 cards, $67600 total limits.  I open one new card per year and there is a very long waiting list haha. 

New Visitor
Posts: 397
Registered: ‎02-06-2014
0

Re: How many credit cards do you have?

I have 10 with a total limit of 38.5K. My last was a Costco Amex, and I believe the last card that I'll get. The Amex was the one I wanted most and the golden Grail for me. 8 are visa, mc, amex. One is a shell and the other is a ShopHq.
Frequent Contributor
Posts: 266
Registered: ‎02-08-2013
0

Re: How many credit cards do you have?

I have 26 credit cards and a total of 157K in CL. Do I considered as a high risk user be coz of my credit limit ? Also, do u think I need to cut off some of my credit cards ?
I just got approved for Gymbore Visa Platinum card with 10K limit.
USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Highlighted
Regular Contributor
Posts: 124
Registered: ‎08-17-2013
0

Re: How many credit cards do you have?

6 cards totaling $50k. I plan to close my Marriott this year and get down to 5 cards.
Valued Contributor
Posts: 1,361
Registered: ‎02-07-2010
0

Re: How many credit cards do you have?

[ Edited ]

18 cards: 4 store and 14 major; 126.7k total limit.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
New Visitor
Posts: 521
Registered: ‎04-03-2013
0

Re: How many credit cards do you have?

[ Edited ]

6 cards and it is too many .. hopefully going to close a few ..

 

plan to close discover and citi aa by the end of this year  .. changing the amex blue to everyday

 

total credit available is around 65k

Moderator Emeritus
Posts: 14,711
Registered: ‎12-30-2011
0

Re: How many credit cards do you have?

8 personal cards, 27k limits.  1 business card, 5k limit.

 

On personal report:

 

6 national bank cards

1 credit union

1 store card

 

Isn't really much I want until I can get the upper echelon of cards, but the store card (Walmart) and the CU one are both up for removal or replacement but likely not any time soon.

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 693, EQ 8 714, TU 8 710, EX 8 724 (05/27/16)
Goal Score: 700 on EQ 04 (01/01/17)


Take the myFICO Fitness Challenge
Super Contributor
Posts: 13,080
Registered: ‎04-22-2013
0

Re: How many credit cards do you have?

17, with about $310K.  At least 5 of no real use now.

Valued Contributor
Posts: 1,350
Registered: ‎07-07-2013
0

Re: How many credit cards do you have?

11 for now and total 110K limit. Will close a few soon. 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.