Valued Contributor
Posts: 1,625
Registered: ‎11-17-2012

Re: How Many Credit Cards Do YOU have?

The siggy shows it all :smileyhappy: here's some more details:


Orchard Bank Secured (switching to Cap One) 6/10 - card I probably won't have for a lifetime, but I want it to age to at least 8 years for AAoA purposes, then maybe I'll let it go! Also want to see what Cap One will do with it and with them re-analyzing their CLI policies you never know!

JCPenney 7/10 - probably will keep this puppy forever...or as long as the store lasts...first job I ever got and I'm still there!

Shell Drive for Five 8/11 - this card will have better usage when I finally get my own car :smileymad:

Chase Freedom 12/11 - my go-to card! I think I use this one the most when i'm not using...

TD Bank Easy Rewards 8/12 - first 6 months is 5x on grocery, gas, restaurant, and utilities. really wanted it to help build my relationship with them, since they are my primary bank!

Chase Sapphire 11/12 - not in my hands yet, likely will finally get to use it Thursday, but I want to get that $500 under my belt for the 10,000 bonus points!



Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $7k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 737 TU FICO 746 Credit Karma (TU) 777 Transrisk 807/990 Credit Sesame (EX) 762 (EX) 763 VantageScore 3.0 751
Valued Contributor
Posts: 1,333
Registered: ‎02-07-2010

Re: How Many Credit Cards Do YOU have?

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990) score 798 (300 - 850) TU transrisk 772
card line up here:
Established Member
Posts: 48
Registered: ‎10-19-2012

Re: How Many Credit Cards Do YOU have?

chase slate

chase freedom

citi diamond preferred

citi freedom

discover it

fidelity amex

penfed platinum rewards


gap visa

walmart discover




11 total

New Member
Posts: 4
Registered: ‎12-11-2012

Re: How Many Credit Cards Do YOU have?

I have 10




Amex Blue Cash Everyday

Amex Hilton HHonors

Amex Hilton Hhnors Surpass

Citi Hilton Reserve

Citi Hilton Visa Signature

BBVA Compass Clearpoints

Chase Freedom

Discover Miles

Capital one Cash

Prudential World Mastercard

New Member
Posts: 4
Registered: ‎12-11-2012

Re: How Many Credit Cards Do YOU have?

and Macy's store card:smileyhappy:

Frequent Contributor
Posts: 317
Registered: ‎06-04-2013

Re: How Many Credit Cards Do YOU have?

2 credit cards:
Delta Community CU Visa
NFCU nRewards Visa

If NFCU offered an Amex I'd add that one. Penfed Amex may be an option but right now I'm happy with having two cards.
Chapter 7 Discharged 12/2009
FICO EQ: 693 (5/23/14)
FICO TU: 680 (Barclays TU 5/23/14)
FICO EX: 667 (as of 5/23/14)
NFCU GoRewards $7.5k, Barclays US Airways $5k, Chase IHG $2k, DCCU Visa $1.5k.

Posts: 90
Registered: ‎10-13-2012

Re: How Many Credit Cards Do YOU have?

[ Edited ]

Four as you can see in my sig.

Eventually I want the following:

Citi Forward

Chase Freedom

Amex Blue Cash Everday

Sallie Mae World Mastercard

Penfed Platinum Cash Rewards

     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Regular Contributor
Posts: 147
Registered: ‎05-16-2012

Re: How Many Credit Cards Do YOU have?

Main cards:

Chase Freedom Visa Signature - $14,300 CL (Primary use card)

Chase Sapphire Preferred World MasterCard - $10,000 CL

Citi Dividend World Elite MasterCard - $10,000 CL

USAA Platinum MasterCard - $9,000 CL

American Express Blue Cash Everyday - $8,300 CL

Discover IT - $4,500 CL


Retail Cards: Store Account - $6,400 CL (Hidden trade line) Store Account - $3,800 CL

Chase Sapphire Preferred Visa Signature - $22,000 | Chase Freedom Visa Signature - $11,300
Chase United MileagePlus Explorer Visa Signature - $10,000 | Chase Slate Visa - $15,000
Citi AT&T Universal MC - $13,600 | Best Buy (Citi) Card - $8,000
USAA Platinum MC - $16,000 | AMEX Everyday - $8,300
Amazon Store Card - $3,800
New Contributor
Posts: 104
Registered: ‎05-06-2013

Re: How Many Credit Cards Do YOU have?

10, see Sig.


In February of this year i had 3, so 2013 has been quite the year for me adding:

Chase Amazon Rewards (Feb)

Citi ThankYou Premier (Feb)

Amex SPG (May)

Chase Freedom (May)

Chase Sapphire Preferred (May)

Chase United MileagePlus Explorer (May)

Banana Republic Visa (June)


I'm also an AU on an Amex BCP.  I'm looking to add 2 more cards to my wallet before I call it quits, but that's after a few stints in the garden.  Amex Hilton HHonors (Nov) and Citi Hilton Reserve (February).


Goal is a total of 13 if you include the AU.

Chase Sapphire Preferred $12k | Chase Freedom $7k | Chase United MileagePlus Explorer $15k | Chase Hyatt Visa $11.8k | Chase Amazon Visa $3k | Citi TY Premier $8.5k | Amex SPG $13.5k | Amex HHonors $5k | Discover IT $9k | BofA Cash Rewards $6k | BofA BB Rewards $2.7k | Banana Republic Visa $3k
Established Contributor
Posts: 1,013
Registered: ‎10-15-2011

Re: How Many Credit Cards Do YOU have?


2 Amex

1 Signature Visa

1 Discover

4 Visa

4 MC

1 Walmart Store card that I don't really know if I ever want the Discover version of.


I really need to quit this habit!

Grow little seedling grow.

Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!

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