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Regular Contributor
Posts: 204
Registered: ‎01-18-2009

Re: Please Reply: How Many Credit Cards Do YOU Own?

4 credit cards (MC,Visa)

1 charge card (Amex)

3 store cards (Macys, Home Depot, Sams)

EQ Fico 01/10 743
TU Fico 01/10 716
Established Contributor
Posts: 517
Registered: ‎04-13-2009

Re: Please Reply: How Many Credit Cards Do YOU Own?

4 credit cards

3 store cards

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2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Regular Contributor
Posts: 165
Registered: ‎08-13-2009

Re: Please Reply: How Many Credit Cards Do YOU Own?

[ Edited ]

Interesting question.  When I started getting cards a little over two years ago, I only had one bank debit card.  I was very much against getting cards because I felt it would be a temptation to overspend.  My spouse kept commenting about all the points and miles opportunities out there and kept pushing. 

 

Now I have:

 

Credit Card - 15:
Delta American Express
HHonors American Express
AirTran Visa
Best Buy Mastercard
Chase United Visa
Citi Mastercard
Citi Visa
Citi American Express
Discover More
HSBC Mastercard
Nationwide Visa
PSECU Visa
Revolution
Walmart Discover
Xceed FCU Visa

 

Corporate Card - 1:
American Express Corporate (Green)

 

Store Cards - 13:
Amazon
Bloomingdales
TJX
Jared
JCPenney
Kay
Kohl's
Lord & Taylor
Macy's
Nautilus
Newegg
Sunoco
Target

 

Bank Debit Cards - 4
Xceed FCU
PenFed
PSECU
Chase

 

Honestly, I think I am addicted to credit cards.  I keep essentially no balance on any of them but rotate through using them to keep them "fresh".

Moderator
Posts: 17,419
Registered: ‎07-14-2009

Re: Please Reply: How Many Credit Cards Do YOU Own?

 


RozBuds wrote:

marinevietvet wrote:

Too many


Same here...too many (32)


I'm in good shape then. I only have 7 but I still consider that too many.

 

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Valued Contributor
Posts: 1,784
Registered: ‎03-11-2009

3 Re: Please Reply: How Many Credit Cards Do YOU Own?

I have 3 bank cards with way more credit than I will ever need.  So, no more for me.

FICOS
TU 807 8/10/15
EX 814 8/10/15
EQ 829 8/7/15
NASA 30K ( Amex 25k ) ( Chase Freedom 10.6k ) ( Venture 23K ) ( SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? ) Winners never quit, and quitters never win
Regular Contributor
Posts: 202
Registered: ‎09-27-2008

Re: Please Reply: How Many Credit Cards Do YOU Own?


marinevietvet wrote:

 


RozBuds wrote:

marinevietvet wrote:

Too many


Same here...too many (32)


I'm in good shape then. I only have 7 but I still consider that too many.

 

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work



Fortunately I don't have high usage except for the new CareCredit that has me in a bit of a panic but that will be gone in a year (with no interest) Smiley Happy

Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010

Re: Please Reply: How Many Credit Cards Do YOU Own?

 


JaysonT wrote:

Interesting question.  When I started getting cards a little over two years ago, I only had one bank debit card.  I was very much against getting cards because I felt it would be a temptation to overspend.  My spouse kept commenting about all the points and miles opportunities out there and kept pushing. 

 

Now I have:

 

Credit Card - 15:
Delta American Express
HHonors American Express
AirTran Visa
Best Buy Mastercard
Chase United Visa
Citi Mastercard
Citi Visa
Citi American Express
Discover More
HSBC Mastercard
Nationwide Visa
PSECU Visa
Revolution
Walmart Discover
Xceed FCU Visa

 

Corporate Card - 1:
American Express Corporate (Green)

 

Store Cards - 13:
Amazon
Bloomingdales
TJX
Jared
JCPenney
Kay
Kohl's
Lord & Taylor
Macy's
Nautilus
Newegg
Sunoco
Target

 

Bank Debit Cards - 4
Xceed FCU
PenFed
PSECU
Chase

 

Honestly, I think I am addicted to credit cards.  I keep essentially no balance on any of them but rotate through using them to keep them "fresh".


Is your spouse still pushing?    I think you qualify as a collector.

 

Regular Contributor
Posts: 165
Registered: ‎08-13-2009

Re: Please Reply: How Many Credit Cards Do YOU Own?


Wolf3 wrote:

 

Is your spouse still pushing?    I think you qualify as a collector.

 


Nope, no more pushing now.  If "collector" = "addict" then I think you are right.

Regular Contributor
Posts: 159
Registered: ‎11-29-2007

Re: Please Reply: How Many Credit Cards Do YOU Own?

Thats alot pf cards. I have 4 major 2 store and a buisness 7 Total

TU / FICO Clasic 04 (767), EQ / Facta Beacon 5.0 (723), EX / Fair Isac Ver 2 (761) 9/28/2010 From the lender.
Regular Contributor
Posts: 190
Registered: ‎08-14-2008

Re: Please Reply: How Many Credit Cards Do YOU Own?

all those cards in just 2 years? Geez. Surpised none gave you a hard time for too many inq's!

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