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How Many Credit Cards Do YOU have?

Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

4 credit cards (MC,Visa)

1 charge card (Amex)

3 store cards (Macys, Home Depot, Sams)

Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
Message 31 of 653
Established Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

4 credit cards

3 store cards

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2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Message 32 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

Interesting question.  When I started getting cards a little over two years ago, I only had one bank debit card.  I was very much against getting cards because I felt it would be a temptation to overspend.  My spouse kept commenting about all the points and miles opportunities out there and kept pushing. 

 

Now I have:

 

Credit Card - 15:
Delta American Express
HHonors American Express
AirTran Visa
Best Buy Mastercard
Chase United Visa
Citi Mastercard
Citi Visa
Citi American Express
Discover More
HSBC Mastercard
Nationwide Visa
PSECU Visa
Revolution
Walmart Discover
Xceed FCU Visa

 

Corporate Card - 1:
American Express Corporate (Green)

 

Store Cards - 13:
Amazon
Bloomingdales
TJX
Jared
JCPenney
Kay
Kohl's
Lord & Taylor
Macy's
Nautilus
Newegg
Sunoco
Target

 

Bank Debit Cards - 4
Xceed FCU
PenFed
PSECU
Chase

 

Honestly, I think I am addicted to credit cards.  I keep essentially no balance on any of them but rotate through using them to keep them "fresh".

Message 33 of 653
Moderator Emeritus

Re: Please Reply: How Many Credit Cards Do YOU Own?

 


RozBuds wrote:

marinevietvet wrote:

Too many


Same here...too many (32)


I'm in good shape then. I only have 7 but I still consider that too many.

 

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Message 34 of 653
Valued Contributor

3 Re: Please Reply: How Many Credit Cards Do YOU Own?

I have 3 bank cards with way more credit than I will ever need.  So, no more for me.

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 42k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 35 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?


marinevietvet wrote:

 


RozBuds wrote:

marinevietvet wrote:

Too many


Same here...too many (32)


I'm in good shape then. I only have 7 but I still consider that too many.

 

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work



Fortunately I don't have high usage except for the new CareCredit that has me in a bit of a panic but that will be gone in a year (with no interest) Smiley Happy

Message 36 of 653
Senior Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

 


JaysonT wrote:

Interesting question.  When I started getting cards a little over two years ago, I only had one bank debit card.  I was very much against getting cards because I felt it would be a temptation to overspend.  My spouse kept commenting about all the points and miles opportunities out there and kept pushing. 

 

Now I have:

 

Credit Card - 15:
Delta American Express
HHonors American Express
AirTran Visa
Best Buy Mastercard
Chase United Visa
Citi Mastercard
Citi Visa
Citi American Express
Discover More
HSBC Mastercard
Nationwide Visa
PSECU Visa
Revolution
Walmart Discover
Xceed FCU Visa

 

Corporate Card - 1:
American Express Corporate (Green)

 

Store Cards - 13:
Amazon
Bloomingdales
TJX
Jared
JCPenney
Kay
Kohl's
Lord & Taylor
Macy's
Nautilus
Newegg
Sunoco
Target

 

Bank Debit Cards - 4
Xceed FCU
PenFed
PSECU
Chase

 

Honestly, I think I am addicted to credit cards.  I keep essentially no balance on any of them but rotate through using them to keep them "fresh".


Is your spouse still pushing?    I think you qualify as a collector.

 

Message 37 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?


Wolf3 wrote:

 

Is your spouse still pushing?    I think you qualify as a collector.

 


Nope, no more pushing now.  If "collector" = "addict" then I think you are right.

Message 38 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

Thats alot pf cards. I have 4 major 2 store and a buisness 7 Total

Message 39 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

all those cards in just 2 years? Geez. Surpised none gave you a hard time for too many inq's!

Message 40 of 653