Credit Cards

[jefftca925]

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JaysonT wrote:

Interesting question.  When I started getting cards a little over two years ago, I only had one bank debit card.  I was very much against getting cards because I felt it would be a temptation to overspend.  My spouse kept commenting about all the points and miles opportunities out there and kept pushing. 

Now I have:

Credit Card - 15:
Delta American Express
HHonors American Express
AirTran Visa
Best Buy Mastercard
Chase United Visa
Citi Mastercard
Citi Visa
Citi American Express
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HSBC Mastercard
Nationwide Visa
PSECU Visa
Revolution
Walmart Discover
Xceed FCU Visa

Corporate Card - 1:
American Express Corporate (Green)

Store Cards - 13:
Amazon
Bloomingdales
TJX
Jared
JCPenney
Kay
Kohl's
Lord & Taylor
Macy's
Nautilus
Newegg
Sunoco
Target

Bank Debit Cards - 4
Xceed FCU
PenFed
PSECU
Chase

Honestly, I think I am addicted to credit cards.  I keep essentially no balance on any of them but rotate through using them to keep them "fresh".

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Ok NOW I don't feel so bad.  I was in the same boat as you... 2.5 years ago, no CC, and now I have 13 CCs + 1 Biz card and I have to work to rotate the plastic just to keep them from possibly being closed.  In the last 3 months I've opened 4 new accounts just because there was an incredible free travel offer or 0% financing to take advantage of that I just couldn't pass up.  I'm truly gonna stop where I am right now as I've gotta use up these "offers" or they'll just be a waste otherwise.  But the funny thing is I used to be afraid I wouldn't get approved for something and now I'm afraid I will get approved and I'll have another account to deal with. 

[Safe4Me2]

Wow some of you have a deck of cards.

I have six. Since I plan to buy a house in the next 12-18 months, I probably won't apply for anymore until I get a mortgage. I'd like to replace my rebuilder cards with some "grown up" cards.

Orchard $700

Hooters $500

Cap One $750

Macy's $1000

Victoria's Secret $680

Walmart $700

[beamMEup]

I have four and that's plenty for me.  (Closed Orchard, JCPenney, Walmart, & removed as AU on DH's BofA).

I'm a rebuilder - CH 13 Discharged 18 months ago. 

1 Macy's $3,100 (D'oh!, as if anyone cares - my CL could be $31) 13 months old

1 Dillard's $1,450 (13 months old)

1 Juni $1,700 (9 months old)

1 AFCU $10,000 (1 month old)  SWEET!  My first grown up girl card since rebuilding.  Great interest rate, too (even though I'm a PIFer).  Party time!

[asanch12]

7

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Citi Platinum

State Farm Visa

Nationwide

Shell

Chevron

Macys

[ae76]

15 cc's and 2 store cards.  I played the balance transfer game (and played it pretty well) right after I got out of college and opened one card after another when the 0% ran out.  Now all those cards except 2 are just sitting in a drawer.

[92235]

Unbelievable how many cards some of you have. I would shoot myself if I had more than 5-6 total cards.

2 - Credit Cards

1 - Secured Card

[stan_the_man]

Five Credit Cards:

• 2 - Amex
• 2 - Visa: Chase and Macys (soon to be an Amex)
• 1 - Mastercard: HSBC

One Store Card:

• 1 - Macys

[Crosengarn]

4 major cards (visa master card)

1 store

1bank

[Gray]

Three. Recently turned 39. Male. USAA World MasterCard. 6%. $30,000 CL. Opened 8/93. BOA uPromise MasterCard. 6.24%. $33,000 CL. Opened 9/92. CB Platinum Select. 6.74%. $30,000 CL. Opened 1/09. In my twenties, I had several cards, but I decided to purge the non-majors and focus on building up a perfect credit history with majors. I use debit cards for purchases, but run many of my bills through my credit cards to maintain utilization. I have the credit card companies debit my bank for the balance in full after each billing cycle.

[O6]

Gotta take inventory, but ...

Store cards: 1.

Active credit / charge cards: North of 40.