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How Many Credit Cards Do YOU have?

New Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

2 charge card

4 major credit cards

2 store cards

Message 61 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

1 Orchard Bank $300.00 CL

1 secured BOA $700.00 CL

1 Cap One $500.00 CL

1 Paypal MC $2000.00 CL

1 BBRZ MC $2000.00 CL

1 Macy's $2000.00 CL


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


Take the FICO Fitness Challenge
Message 62 of 653
Established Member

Re: Please Reply: How Many Credit Cards Do YOU Own?

I have 6 and all have relatively low limits compared to some people unfortunately Smiley Happy

Message 63 of 653
Valued Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

1 charge card

5 credit cards (visa/mastercard)

4 store cards


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 64 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

Wow, some of you have a ton of cards!  And I feel overwhelmed with what I have...

 

5 bank cards

3 store/gas cards


Starting Score: EQ 749 TU 751
Current Score: EQ 758 TU 776
Goal Score: 780


Take the FICO Fitness Challenge
Message 65 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

Weeding? I think it's time for the machete! I could never manage 25+ cards. I have a few and I'm even thinking about cutting it down. I would like to cut my number down to nomore than 5 but Chase wont consolidate my CL's

 

amex blue cash<-everyday

amex zync<SD

chase formerly wamu<SD

chase freedom<backup

chase freedom<backup

bofa amex<SD

cap one plat.<---will be gone when annual fee comes up in Jan.

alliant<SD

home depot<----SD

Message 66 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

3 Bank Cards (one VISA, MC, AMEX respectively)

4 Store Charge Cards (Sears, Best Buy, Home Depot, Lowe's)


8/27/10 -
TU FICO 768
EQ FICO 763
EX PLUS 732

Message 67 of 653
Regular Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

11 regular credit cards

4 store cards

----

this isn't counting the dozen cards I closed 10 years ago but wish I didn't


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


Take the FICO Fitness Challenge
Message 68 of 653
Established Member

Re: Please Reply: How Many Credit Cards Do YOU Own?

18 credit cards with a total credit limit of $122,250.00:

 

3 business cards (Amex, Chase, Citi)

2 store cards (Macy's & Dell)

13 personal from major issuers (Chase, Citi, Discover, etc...)

 

These were from the results of two "App-o-ramas".  My limits used to be a lot higher before the credit crunch (e.g. Amex was at $24k before cut down to $2400), but I refuse to close any cards.  I am responsible with my cards though and always maintain total utilization under 1%.

 

Btw, i keep track of all cards using Yodlee Money center.

 

 

Message 69 of 653
Member

Re: Please Reply: How Many Credit Cards Do YOU Own?

22 active accounts (19) obtained in the last year most hitting the one year mark this coming month. Score never lower than 740 and has been as high as 805 until the AAOA crashed to 2 1/2 years! Down side to this was a letter form PNC this last month stating the accont would be closed if I did not use it. (I never use it since cl is only 3k and they would not give me a cli at 6 months) This was an account that was bought out by PNC a month after I opened the account. Whenever someone has a great offering for miles or points I get that account. Due to the number of accounts I cannot qualify for Nationwide or Penfed those are the only 2 I wanted and could not obtain. Well add NFCU to that list of want but cannot obtain.

Message 70 of 653