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How Many Credit Cards Do YOU have?

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twall06
Frequent Contributor

Re: How Many Credit Cards Do You Have?

Meant wish I would not have gotten it.
Message 311 of 653
Rhaeny
Valued Contributor

Re: How Many Credit Cards Do You Have?

6 CC's and 9 store cards


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 312 of 653
LS2982
Mega Contributor

Re: How Many Credit Cards Do You Have?

1 AMEX
2 Discover
3 Visa
3 Mastercard
5 GE store cards
3 other store cards

17 total 68K in limits



EQ FICO 548 3/3/16
Message 313 of 653
navigatethis12
Valued Contributor

Re: How Many Credit Cards Do You Have?

Twenty, over 100000 credit

 


@Bearclaw wrote:
I never understood the having of an "extreme" amount of CCs. 20-30 for some people? Whatever floats your boat. Haha.

4 cards. 500K limit.


Sign up bonuses are mostly the reason I get cards. I just started a business last year so I also aim for cards that have no interest incase I want to carry a balance while I sell the items, which has not happened yet. I also look for the highest cashback possible. The interest free periods are ending on a few so I may close some that only earn 1% and transfer the credit to another card I use more.

Message 314 of 653
Bearclaw
Established Member

Re: How Many Credit Cards Do You Have?

@navigate

I can understand that. A lot of people churn cards like crazy for the millions of points/ bonuses a year.
Message 315 of 653
redwalker2929
Regular Contributor

Re: How Many Credit Cards Do You Have?

I have 11

Message 316 of 653
NewYorkGuy
Established Member

Re: How Many Credit Cards Do You Have?

I have the following:

 

10 bank cards

4 store cards

1 business card

Message 317 of 653
Llhg71
Established Member

Re: How Many Credit Cards Do You Have?

what is the purpose of having so many credit cards?  not judging.  Just curious.  I have 1 visa.

Message 318 of 653
FutureBillionaire
Established Contributor

Re: How Many Credit Cards Do You Have?


@Llhg71 wrote:

what is the purpose of having so many credit cards?  not judging.  Just curious.  I have 1 visa.


Many folks have several cards to get the maximum possible rewards on categories that they spend alot. Also, some cards need to be combined to get the most possible rewards.  Folks like to have cards for balance transfers and sign up bonuses as well.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 319 of 653
creditaddict00
New Member

Re: How Many Credit Cards Do You Have?

I have 15

 

Amex: 2

Discover: 1

Visa: 6

MasterCard: 3

Store Cards: 3

Message 320 of 653
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