Reply
Contributor
teddybearkelli1
Posts: 109
Registered: ‎11-06-2012
0

Re: How Many Credit Cards Do You Have?

32, but I manage them well and they all serve a purpose. (and this is considering that I just closed 5 this month)

FICO scores: 790 (EQ) 786 (EX) 796 (TU) |
My Wallet:NFCU CR Visa 24k, AMEX Delta Gd 20k, Walmart Discvr 12k, USAA Plat RA MC 13k, BECU Visa 10k, NFCU NR MC 5k, Sams Discvr 10k, Sportsmans Visa 10k, WF Plat Visa 10k, Paypal Extra MC 10k, BofA Fraternity MC 10k, Sams Credit 10k, USAA World MC 9k, Military Star 8.2k |BOA CR 8k |AMEX Evrdy 8k |Lowes 7.3k | Chase Military Star MC 6k, JCPenneys 5k, Discover IT 5k , Gymboree Visa 4.5k, Sears MC 4k, TJX MC 3.5k, ToysRUS Card 3.5k, Chase Amazon Visa 3k, Home Depot 3k, Citibank Simplicity 4.5k, Amazon Store 2.5k, Fred Meyers Visa 2.5k, Target 2k, Kohls 2k, ITunes Visa 2k, Macys 2k, Barclays Visa 1.7k, Vystar CU Visa 1.5k
Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012
0

Re: How Many Credit Cards Do You Have?

I've got eight, feels like too many...
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Established Member
RandomCreditDude
Posts: 41
Registered: ‎02-15-2013
0

Re: How Many Credit Cards Do You Have?

[ Edited ]

I have 4

 

2 Amex (Gold, BCP)

Chase Freedom

BoFA Cash Rewards

 

I think these are more than enough!

Valued Contributor
lg8302ch
Posts: 2,680
Registered: ‎11-13-2012
0

Re: How Many Credit Cards Do You Have?

until Nov 12 only 2 and now 6 but gardening for 1 more - CSP :smileyhappy:  

FICO® EQ 784 (as of today) - TU 771 (07/25) * Fako EX 789 (09/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Silver Spade Garden Club member *

Member
fledgling
Posts: 7
Registered: ‎02-08-2013
0

Re: How Many Credit Cards Do You Have?

Got 4 right now:

 

Chase Freedom - $1100

Discover More - $750

Amazon Store Card - $600

Amex Green - NPSL

 

Pretty abysmal credit lines. Gonna go for CLIs as soon as I hit the next 6-month mark for each of them.

New Contributor
gpfirestone
Posts: 93
Registered: ‎02-20-2013
0

Re: How Many Credit Cards Do You Have?

Visa:

Chase Amazon Visa (use only for amazon purchase since I'm a prime member)

Chase Sapphire Preferred (got it for promotional sign up but will downgrade to regular sapphire before annual fee)

Chase Freedom (use for rotating categories 5% cash)

Capitol One Business Spark Cash (flat 2% cash back but only $5k limit)

 

Mastercard:

Citi Diamond Preferred (18month 0% APR on $15k balance)

Citi Thank You ($500 CL card I can give to friends/family that I need to buy something for me)

 

American Express:

Business Platinum (heavily used prior to getting Plum card and need to keep in order to get the 20% back on points when booking travel with points so still worth the $450 annual fee)

Business Plum (main everything card, generally opting for the 1.5% but occasionally will take the extra 60 days)

Blue Cash (an older version that gives me 1.5% after spending 6k and 5% cash back on gas after $6k)

 

Discover:

Discover It (only used when Discover has special promotions for things I am purchasing)

:Capital One Spark Business $45k:::Chase Sapphire Preferred $18k:::Chase Amazon Visa $3k:::American Express BC $6k:::Chase Ink Plus $15k:::American Express Business Plum:::American Express Business Platinum::Citi Diamond Preferred $14k:::REI Visa $6k::Capital One Quicksilver $15k:

FIA/BOA is the plague. AVOID THEM!
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
0

Re: How Many Credit Cards Do You Have?

I have 3 cards all with visa emblems.Would like to add just 3 or 4 more. A  mastercard, Discover card and maybe a CitiBank. Having $20K-$30K in credit card spending is more than enough for my day to day spending habits.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor
Sevenfeet
Posts: 166
Registered: ‎02-06-2013
0

Re: How Many Credit Cards Do You Have?


teddybearkelli1 wrote:

32, but I manage them well and they all serve a purpose. (and this is considering that I just closed 5 this month)


I find that hard to believe...unless the purpose is to increase your CL max.


.......NPSL..…..…$28K….....….$25K.............$20K..............$20K..............$20K..….......$9.5K…........$7.5K.…........$9K..............$4.5K
Contributor
kysin2014
Posts: 96
Registered: ‎11-08-2010
0

Re: How Many Credit Cards Do You Have?

I know it's been a year since the last posting.... I have 25 credit cards and wish to add a Chase Southwest Airlines Visa, Amex Blue Cash, and a Citi AAdvantage Visa, Citi Diamond Preferred, or Citi Thank You Premier Card.  Not sure which one of those three Citi cards is the best one to own, but I want at least one Citi card. 

 

Chase Sapphire Preferred  5.5k

Macy's Amex  6k

Bloom Amex  5k

Delta Gold Amex  1k

Discover It  4.5k

Kohls 1.5k

Cap One  1.5k
Cap One  2k

Cap One  1k

Ebay Mastercard  1.5k

Marathon Visa  2k

True Value  3k

J Crew  3.1k

Babies R US  2.5k

Amazon  2.5k

Sams Club Discover  $2,750

Walmart Discover  $2,750

Dillards Amex  $3,250

Chevron Visa  3k

Banana Visa $2,750

Gap Visa   $3,600

Crate & Barrel  8k

Lowes  6.5k

Home Depot 8.8k

Pottery Barn 10k

 

 

 

 


Starting Score: 620
Current Score: 769
Goal Score: 800


Take the myFICO Fitness Challenge
Established Contributor
Exonumist
Posts: 586
Registered: ‎07-03-2012
0

Re: How Many Credit Cards Do You Have?

[ Edited ]

I currently have 9 and I plan on closing my Paypal MC after I redeem some points. So let's just say 8.

 

American Express Blue 10K

Bank of America/Merrill Lynch Merrill + Visa Signature 5K

Barclaycard Sallie Mae World Mastercard 10K

Capital One Quicksilver Mastercard 3K

Chase Freedom Visa 4K

Chase Sapphire Preferred Visa Signature 7K

Discover it 3.8K

Paypal Extras Mastercard 7.5K

Penfed Cash Rewards .5K :smileysad:



myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+