No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Visa:
Chase Amazon Visa (use only for amazon purchase since I'm a prime member)
Chase Sapphire Preferred (got it for promotional sign up but will downgrade to regular sapphire before annual fee)
Chase Freedom (use for rotating categories 5% cash)
Capitol One Business Spark Cash (flat 2% cash back but only $5k limit)
Mastercard:
Citi Diamond Preferred (18month 0% APR on $15k balance)
Citi Thank You ($500 CL card I can give to friends/family that I need to buy something for me)
American Express:
Business Platinum (heavily used prior to getting Plum card and need to keep in order to get the 20% back on points when booking travel with points so still worth the $450 annual fee)
Business Plum (main everything card, generally opting for the 1.5% but occasionally will take the extra 60 days)
Blue Cash (an older version that gives me 1.5% after spending 6k and 5% cash back on gas after $6k)
Discover:
Discover It (only used when Discover has special promotions for things I am purchasing)
I have 3 cards all with visa emblems.Would like to add just 3 or 4 more. A mastercard, Discover card and maybe a CitiBank. Having $20K-$30K in credit card spending is more than enough for my day to day spending habits.
@teddybearkelli1 wrote:32, but I manage them well and they all serve a purpose. (and this is considering that I just closed 5 this month)
I find that hard to believe...unless the purpose is to increase your CL max.
Four as you can see in my sig.
Eventually I want the following:
Citi Forward
Chase Freedom
Amex Blue Cash Everday
Sallie Mae World Mastercard
Penfed Platinum Cash Rewards
Main cards:
Chase Freedom Visa Signature - $14,300 CL (Primary use card)
Chase Sapphire Preferred World MasterCard - $10,000 CL
Citi Dividend World Elite MasterCard - $10,000 CL
USAA Platinum MasterCard - $9,000 CL
American Express Blue Cash Everyday - $8,300 CL
Discover IT - $4,500 CL
Retail Cards:
Newegg.com Store Account - $6,400 CL (Hidden trade line)
Amazon.com Store Account - $3,800 CL
10, see Sig.
In February of this year i had 3, so 2013 has been quite the year for me adding:
Chase Amazon Rewards (Feb)
Citi ThankYou Premier (Feb)
Amex SPG (May)
Chase Freedom (May)
Chase Sapphire Preferred (May)
Chase United MileagePlus Explorer (May)
Banana Republic Visa (June)
I'm also an AU on an Amex BCP. I'm looking to add 2 more cards to my wallet before I call it quits, but that's after a few stints in the garden. Amex Hilton HHonors (Nov) and Citi Hilton Reserve (February).
Goal is a total of 13 if you include the AU.
Major
2 Amex
1 Signature Visa
1 Discover
4 Visa
4 MC
1 Walmart Store card that I don't really know if I ever want the Discover version of.
I really need to quit this habit!
Too Many!!!
see below
see below - 8 open and 1 closed