@Anonymous wrote:
@Anonymous wrote:When you guys refer to the sallie Mae card you guys are referring to the Upromise? I saw the standard sallie mae card and that looks to be subpar to the Upromise. Not sure if I was missing something.
Sallie Mae > Upromise
Correct me if I am wrong, but Upromise has a lot of restrictions/strings attached whereas Sallie Mae is straightforward and offers great rewards on things people will actually buy.. 
like Gas Groceries and Amazon purchases!
My entire credit card portfolio was built off the advice of myfico
Right now I'm looking for feedback regarding the new Citi Double Cash card. Very temping app but I will wait and seek the advice of myfico before I apply.
@Jungook wrote:My entire credit card portfolio was built off the advice of myfico
Right now I'm looking for feedback regarding the new Citi Double Cash card. Very temping app but I will wait and seek the advice of myfico before I apply.
It's been very extensively discussed here. Summary might be:
1) Good card, gives 2%, smaller redemption threshold than the competition (Fid Amex) and more widely accepted
2) Biggest problem for new apps: People are getting (much) smaller CLs than might be expected. Lot of success for many in then asking for a CLI with a HP. Some don't like the idea of using 2 HP for one card
3) Some stick with the QuickSilver, because even though it pays 0.5% less, no minimum redemption, rewards are available straight away rather than waiting for statement close, and of course you get the full 1.5% rather than 1% now and 1% on payment.
@longtimelurker wrote:
@Jungook wrote:My entire credit card portfolio was built off the advice of myfico
Right now I'm looking for feedback regarding the new Citi Double Cash card. Very temping app but I will wait and seek the advice of myfico before I apply.
It's been very extensively discussed here. Summary might be:
1) Good card, gives 2%, smaller redemption threshold than the competition (Fid Amex) and more widely accepted
2) Biggest problem for new apps: People are getting (much) smaller CLs than might be expected. Lot of success for many in then asking for a CLI with a HP. Some don't like the idea of using 2 HP for one card
3) Some stick with the QuickSilver, because even though it pays 0.5% less, no minimum redemption, rewards are available straight away rather than waiting for statement close, and of course you get the full 1.5% rather than 1% now and 1% on payment.
+1
Number 3 also applies to Navy's cashRewards card for those that are eligible.