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How Many Synchrony Cards Is Too Many?

Contributor

Re: How Many Synchrony Cards Is Too Many?


Nixon wrote:


I wouldn't worry about it one bit. Go for it!


Haha Nixon loves it when people go for that button

EQ 805 TU 785
Chase Freedom $30k (10.24%) : Wells Fargo Reward $25k (19.10%) : GM Buypower $25k (15.90%) :
Citi Forward $26k (9.99%) : Barclay Rewards $24k (7.24%) : Discover More $24k (13.99%) : BoA Travel Rewards $20k (11.99%) :
PenFed Platinum Rewards $20k (9.99%) : Chase Ink Cash $17k (13.49%) : Barclay SallieMae $14k (12.99%) :
Capital One Quicksilver $10k (9.90%) --- 11 cards 210k total CL
Valued Contributor

Re: How Many Synchrony Cards Is Too Many?

Approved for $3000! I had to call in because my app wouldn't submit and she came back with an approval for $3000 and said I could use it immediately!
Chase Freedom* Cap1 QS1* Cap1 QS1* Wal-Mart* Amazon* One Stop Plus* Avenue* Burke's Outlet* PayPal Credit* Fingerhut* Barclay Apple Rewards* Belk Rewards* Care Credit* Home Depot* Lowes
Community Leader
Super Contributor

Re: How Many Synchrony Cards Is Too Many?

Yay!!' Told you!!! Now, in 48 hrs call into the automated line and ask for $10k, it's not an addl HP if done within first 48 hrs, you have to give it at least 24 to get the act in the system. It should counter, if denied, no harm done! Congrats again!!!Smiley Happy
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Super Contributor

Re: How Many Synchrony Cards Is Too Many?


StruggleIsReal wrote:
Approved for $3000! I had to call in because my app wouldn't submit and she came back with an approval for $3000 and said I could use it immediately!

Great! Congrats! Now it's my understanding from reading these that you should be able to recon THAT limit even higher? if needed. Care Credit holders can weigh in better on this.

Valued Contributor

Re: How Many Synchrony Cards Is Too Many?

Awesome! I will definitely do that! I'm so glad it was approved... I was sweating over here. I hate HP'S but really hate wasted ones. Back to the garden I go!
Chase Freedom* Cap1 QS1* Cap1 QS1* Wal-Mart* Amazon* One Stop Plus* Avenue* Burke's Outlet* PayPal Credit* Fingerhut* Barclay Apple Rewards* Belk Rewards* Care Credit* Home Depot* Lowes
Valued Contributor

Re: How Many Synchrony Cards Is Too Many?

Congratulations!

Starting Score: 8/17/2014 EQ 569 TU 531 EX 535
Current Score: 06/03/2015 EQ 691 TU 751 EX 740
Goal Score: 760+ across all three bureaus

Take the myFICO Fitness Challenge
Trying to stay in the garden!
Valued Contributor

Re: How Many Synchrony Cards Is Too Many?

Thank you!
Chase Freedom* Cap1 QS1* Cap1 QS1* Wal-Mart* Amazon* One Stop Plus* Avenue* Burke's Outlet* PayPal Credit* Fingerhut* Barclay Apple Rewards* Belk Rewards* Care Credit* Home Depot* Lowes
Contributor

Re: How Many Synchrony Cards Is Too Many?

I am really not sure about getting care credit. If your dentist accept visa/mastercard, can't you just apply a new reward card that let you have 12-18 months 0% intro APR so that you can get cash back/points and pay off your money? Unless you need more time to pay off the debt, that's another story. I just heard a lot of horrible stories about GE.
Highlighted
Established Contributor

Re: How Many Synchrony Cards Is Too Many?

I've had about 8 cards from them,trimed it down to just sams and ebates,The rest I've closed out,My care credit I used one time and I think they shut it down as I have not used it in over 2 years