Okay! Do you know if I app tonight if I will be able to use it tomorrow or will I have to wait? Also, what if I ask high on the app but that's a no go... will they counter what they'll approve me for?
Go to the website and look your dentist up. There will be an "apply now" button next to your dentist. This will put your dentist into the system as your provider. I believe that once you apply through the button next to your dentist that you will be able to use it tomorrow.
Ask for at least 10k.
Okay... awesome! I already had my apt scheduled but decided to check the care credit website and my dentist is listed there. So I just click apply next to his name and if approved I can use tomorrow at my appt?
I don't see why not. After instant approval, you will get an email with the last 4 digits of your account number, so they already have your account set up. I would call them real fast first to make sure.
If you get approved, you can print out two pages that have your account number and you show that along with some identification. I'm going to be using it soon to pay for my mom's dental expenses.
They should be able to tell you which 0% financing offers your dentist participates in as well.