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Established Contributor
Andy77
Posts: 563
Registered: ‎10-02-2007

How Many Years Post BK Did Citi Approve You For A Card?

 

My BK was discharged in Sept 2009 and I got a Citi Secured card in Oct 2009, used it PIF paid on time, fast forward 3.5 years, card unsecured, but they won't give me a CLI (limit is stuck at 200.00) denial reasons are due to public record on CR and balances too high in relation to credit limits.  I am paying down my debt

 

I wanted to see how many years post your BK discharge did Citi approve you for a card and what kind of card it was.

 

 

 

Established Contributor
emptypockets
Posts: 958
Registered: ‎02-03-2009

Re: How Many Years Post BK Did Citi Approve You For A Card?

9 years post BK, Citi Dividend.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (7/8/2014): 814; EX (6/14): 775
Contributor
pkhuu78
Posts: 100
Registered: ‎12-08-2011

Re: How Many Years Post BK Did Citi Approve You For A Card?

BK in Sep. 2004, approved for Citi Hhonors Reserve and Thank You Premier this month..


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