08-28-2012 11:28 AM
My BK was discharged in Sept 2009 and I got a Citi Secured card in Oct 2009, used it PIF paid on time, fast forward 3.5 years, card unsecured, but they won't give me a CLI (limit is stuck at 200.00) denial reasons are due to public record on CR and balances too high in relation to credit limits. I am paying down my debt
I wanted to see how many years post your BK discharge did Citi approve you for a card and what kind of card it was.
08-28-2012 12:26 PM
9 years post BK, Citi Dividend.
08-28-2012 03:46 PM
BK in Sep. 2004, approved for Citi Hhonors Reserve and Thank You Premier this month..
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.