Established Contributor
Posts: 680
Registered: ‎10-02-2007

How Many Years Post BK Did Citi Approve You For A Card?


My BK was discharged in Sept 2009 and I got a Citi Secured card in Oct 2009, used it PIF paid on time, fast forward 3.5 years, card unsecured, but they won't give me a CLI (limit is stuck at 200.00) denial reasons are due to public record on CR and balances too high in relation to credit limits.  I am paying down my debt


I wanted to see how many years post your BK discharge did Citi approve you for a card and what kind of card it was.




Established Contributor
Posts: 1,047
Registered: ‎02-03-2009

Re: How Many Years Post BK Did Citi Approve You For A Card?

9 years post BK, Citi Dividend.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
Posts: 101
Registered: ‎12-08-2011

Re: How Many Years Post BK Did Citi Approve You For A Card?

BK in Sep. 2004, approved for Citi Hhonors Reserve and Thank You Premier this month..

......NPSL.........14.5 K............30 K..........20 K.........10 K...............8 K.............7.5 K..........
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