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$25K on my Platinum Delta Skymiles. Will not ask for more but they can auto CLI me if they like!
PR Gold NPSL
BCP 14.5k
Delta Gold Skymiles 10.9k
Total: 25.4
All of these were acquired in the past month. Dumping that Optima oasis card was the best move I've ever made!
Started with $19.3K on my BCP, I'm up to $21.8K. I'm trying to make it an even 25 thousand but so far no luck. My total util was up around 10% (God forbid) the last time I tried for a CLI and they shot me down. Probably because that 10% came to around $6.5k so it skewed my DTI ratio.
After I get it to 25 I might go for the free Hilton card for the signup bonus and silver for life, other than that there are no other AmEx cards I am really interested in.
Amex's Centurion Card maxes out at 35k if you use their pay over time feature.
We will not place any charge into a Pay Over Time balance
if it causes the total of your Pay Over Time balances
to go over $35,000.
BTW, this is exactly the same limit as the Zync!
There's a actually a reason for this Amex securitizes the pay-over-time debt to increase their working capital.
2.5k which is sufficient for the moment. It's my largest limit(transitioning out of the student card phase of life). I feel as though it is ill advised to CLI too much until my tax returns have a chance to catch up with my post graduation income.
@cschick wrote:2.5k which is sufficient for the moment. It's my largest limit(transitioning out of the student card phase of life). I feel as though it is ill advised to CLI too much until my tax returns have a chance to catch up with my post graduation income.
Smart! Especially with Amex.
I'm at 7.5k revolving.
$16.8 on blue cash .
$0.00
I got my first AmEx card, a Blue Sky, a little over 2 months ago with an initial CL of $10k. I put in my 61 day CLI this morning and they approved my for $22.5k instead of the full $25k I requested. It bugs my OCD. Has anyone had luck calling up an AmEx CSR after a CLI request to ask for a little bit more?
I was even tempted to decline their offer and take a round $20k but I wasn't sure what would happen if I didn't accept their CLI offer.