$25K on my Platinum Delta Skymiles. Will not ask for more but they can auto CLI me if they like!
Starting Score: TU 672 EQ 654 10/20/09
Started with $19.3K on my BCP, I'm up to $21.8K. I'm trying to make it an even 25 thousand but so far no luck. My total util was up around 10% (God forbid) the last time I tried for a CLI and they shot me down. Probably because that 10% came to around $6.5k so it skewed my DTI ratio.
After I get it to 25 I might go for the free Hilton card for the signup bonus and silver for life, other than that there are no other AmEx cards I am really interested in.
Amex's Centurion Card maxes out at 35k if you use their pay over time feature.
We will not place any charge into a Pay Over Time balance
if it causes the total of your Pay Over Time balances
to go over $35,000.
BTW, this is exactly the same limit as the Zync!
There's a actually a reason for this Amex securitizes the pay-over-time debt to increase their working capital.
2.5k which is sufficient for the moment. It's my largest limit(transitioning out of the student card phase of life). I feel as though it is ill advised to CLI too much until my tax returns have a chance to catch up with my post graduation income.
@cschick wrote:2.5k which is sufficient for the moment. It's my largest limit(transitioning out of the student card phase of life). I feel as though it is ill advised to CLI too much until my tax returns have a chance to catch up with my post graduation income.
Smart! Especially with Amex.
$0.00 
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
