cancel
Showing results for 
Search instead for 
Did you mean: 

How Much Revolving CL Do You Have With AMEX

Frequent Contributor

Re: How Much Revolving CL Do You Have With AMEX

$25K on my Platinum Delta Skymiles.  Will not ask for more but they can auto CLI me if they like!



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
Message 11 of 31
Contributor

Re: How Much Revolving CL Do You Have With AMEX

PR Gold NPSL

BCP 14.5k

Delta Gold Skymiles 10.9k

Total: 25.4

 

All of these were acquired in the past month. Dumping that Optima oasis card was the best move I've ever made!

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 12 of 31
Frequent Contributor

Re: How Much Revolving CL Do You Have With AMEX

Started with $19.3K on my BCP, I'm up to $21.8K. I'm trying to make it an even 25 thousand but so far no luck. My total util was up around 10% (God forbid) the last time I tried for a CLI and they shot me down. Probably because that 10% came to around $6.5k so it skewed my DTI ratio.

After I get it to 25 I might go for the free Hilton card for the signup bonus and silver for life, other than that there are no other AmEx cards I am really interested in.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge
Message 13 of 31
Valued Contributor

Re: How Much Revolving CL Do You Have With AMEX

Amex's Centurion Card maxes out at 35k if you use their pay over time feature.

 

We will not place any charge into a Pay Over Time balance

if it causes the total of your Pay Over Time balances

to go over $35,000.

 

BTW, this is exactly the same limit as the Zync!

 

There's a actually a reason for this Amex securitizes the pay-over-time debt to increase their working capital.

 


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 14 of 31
Established Member

Re: How Much Revolving CL Do You Have With AMEX

2.5k which is sufficient for the moment. It's my largest limit(transitioning out of the student card phase of life). I feel as though it is ill advised to CLI too much until my tax returns have a chance to catch up with my post graduation income.

FICO: Ex 782(AMEX)
Cards: Amex BCE(2500), Discover(2500), Target (500)
App'd Amex & Target Jul 2012, Gardening til 2013 or beyond
Goals: Visa or MC Rewards Card after first home (2014-2015)
Message 15 of 31
Valued Contributor

Re: How Much Revolving CL Do You Have With AMEX


cschick wrote:

2.5k which is sufficient for the moment. It's my largest limit(transitioning out of the student card phase of life). I feel as though it is ill advised to CLI too much until my tax returns have a chance to catch up with my post graduation income.


Smart!  Especially with Amex.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 16 of 31
Frequent Contributor

Re: How Much Revolving CL Do You Have With AMEX

I'm at 7.5k revolving.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 17 of 31
Established Member

Re: How Much Revolving CL Do You Have With AMEX

$16.8 on blue cash .

Message 18 of 31
Established Contributor

Re: How Much Revolving CL Do You Have With AMEX

$0.00 Smiley LOL

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 19 of 31
Valued Contributor

Re: How Much Revolving CL Do You Have With AMEX

I got my first AmEx card, a Blue Sky, a little over 2 months ago with an initial CL of $10k. I put in my 61 day CLI this morning and they approved my for $22.5k instead of the full $25k I requested. It bugs my OCD. Has anyone had luck calling up an AmEx CSR after a CLI request to ask for a little bit more?

 

I was even tempted to decline their offer and take a round $20k but I wasn't sure what would happen if I didn't accept their CLI offer.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 20 of 31