07-01-2008 06:36 PM
Use them, but treat them as if they were debit cards. Don't put a charge on unless you know that you have money in the bank to cover that charge.
07-02-2008 10:45 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO