08-06-2012 08:53 PM
08-06-2012 09:50 PM
im not sure on how to answer this since im not an amex user yet.
but are you saying you've had a chase freedom for 2 years and they never upped your limit from 400?
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08-06-2012 09:52 PM
Be hard to move to 2k from your current cl. I would recommend holding off app for a 3 months. App for Amex revolver then. Amex has great cli policies.
08-06-2012 10:20 PM
08-07-2012 07:08 AM
I have had it for 6 years and they have upped once from $200 to $400. I want to add 1 or 2 more cards which are considered signature type that may give me 2k CL's. And I want some opinions on how AMEX will view these new cards or how they may react if any?
Even with your 724 score It will be hard to get a signature card, most creditors base the CL they give you on the CL's you currently have. If they see a 400 CL the computer may give you 500 and think they are doing your a favor 20% higher than your current limit. Most creditors want some exprerience with higher credit limit (at least 3-4k) before they drop a 5k limit on you. Start by calling up chase and requesting a CLI, even if its a HP it will pay off with higher limits on other cards you are approved for. After your new limit on the Chase card reports app for an AMEX revolver you could do it sooner but it would be better after the CLI, if your income supports charge more heavily on your green card and pay off so AMEX see's you can handle a higher limit.
08-07-2012 11:16 AM
Try Citi Forward
Barlcay Apple - call back door even if instant approval and ask for more, they are only open till 5 or 6 eastern but they are fab and they will ask questions once verified... it's simple.
08-07-2012 03:18 PM
I am a brand new AMEX green member NPSL. I have several store cards and as far as CC's it's only Chase Freedom $400 CL 6 yrs and Orchard $300 CL for 1 yr now. I feel that now that my scores are getting good that I need some good to signature cards to help my revolving acct.'s. But which cards can I count on that will give me 2k CL's and how will AMEX FEEL about the timing of this mini spree. Please someone help me with strategy. PLEASE....
Just and FYI. You should use a secure browser when applying or completly clean. They know you asked this question since they track you with inhouse and third party cookies. Also the app process verifies all open browsing during applying claiming to be only looking for 6 of there partner sites to see if they are currently 'in use'...
I don't like amex anymore after I saw the disclosure after applying. That and the denial
08-07-2012 04:43 PM
I've not read a thread about Amex closing accounts due to INQ.
I've read 100 about Barclays closing accounts due to INQ.
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