How can I find out who is SPing me?

LionLaw · ‎01-03-2013

I have a bunch of different credit monitoring services, and I've pulled my CR from a bunch of different places, but none of these have any information about soft pulls. Does anyone know where I can get this info? For someone who is mildly credit-obsessed, it is frustrating to be completely blind to one facet of my CR.

john398 · ‎01-03-2013

I use USAA monitoring and if I click dispute my report it will show my full report including soft inq

chnceit · ‎01-03-2013

You only can SPs directly from the CBs not from myFICO or any monitoring systems. You are able to view it for free if you were denied credit or adverse action occurred or your free annual credit report

Last Pulled EQ: 809
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Last CLI: 02/06/2016
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chasmith · ‎01-03-2013

The soft pulls will show on reports direct from the CRAs including your free annual credit reports, and those you get from disputing or being notified of an adverse action. You can also buy reports from the annual credit reports site to see this information. Generally third party reports like those you buy here at MyFICO won't show them.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Jutz · ‎01-03-2013

Because soft pulls are only viewable by the CRA and the Consumer, no third party can view, much less display them. This includes MyFICO, CreditKarma, etc. The only place to see them would be any of the methods of seeing your credit report directly through the CRAs, including your annual free report, purchasing new reports, filing disputes, or being denied credit.

Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
Starting total revolving credit: $1100 | Current total revolving credit: $36,700
Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014

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SnackTrader · ‎01-03-2013

Annualcreditreport.com

Enjoy!

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015

LionLaw · ‎01-03-2013

Thanks everyone for the advice

amercnchopz34 · ‎01-03-2013

@john398 wrote:
I use USAA monitoring and if I click dispute my report it will show my full report including soft inq

strange ... i tried doing a sp check and its been ddenying me for the past couple of days...strange