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@Anonymous wrote:
@Anonymous wrote:Thanks, I actually remembered reading that thread.
Looks like an income requirement of ~30k is necessary.
My daugheter who is 24 with an annual income of $23 k got approved for a Cap One QS Sig with a starting CL of $10 k.
Her FICO's are all 740+
After reading this thread, I checked my visas to see which ones are Visa Sig. lol Two not mentioned I don't think are the PenFed Rewards and the BofA Cash Rewards Signature Visa. If I missed these in the thread, I apologize.
@Skye12329 wrote:
I think you need be at least 21 for any pre quals to come up. If I'm not mistaken that is.
Not necessarily true, I was pre-qualed for all three flagship Chase cards at the lowest APR rates when I turned 18 due to an AU account. I also received an American Express Gold invitation a month before my 18th birthday.
OP: One thing to take into consideration is that there are cards that can be converted to Visa Sig after reaching a sufficient limit or through a PC. The Chase Freedom can be converted to a Visa Sig after reaching 5k and US Bank's Cash Rewards can be PCed to a Visa Sig Cash+
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:@Have you checked the Capital One prequal site for Venture or Venture One? I apped with scores lower than yours, even though I had no prequal. Was approved for Venture @ $15k and Venture 1 @ $7.5k. Both are Visa Signature cards, btw.
I believe my credit history is too short to be pre-qualified, as I already checked. Thanks for the info.
I thought your AAoA is 10 years? Not short and I have a BK reporting from 2011. I guess you need to decide if you want to cold app for a Venture. As I stated, I did and was approved instantly. Venture is for sure a Signature card, not Venture 1. Up to you, as I understand you are just asking for feedback.
Edit: I think at your age, you might have typo'd your AAoA.
Haha, any reasonable person would think I typo'd my AAoA.
I'm AU under a couple of my parents cards. One Discover (20 years), One Lexus card (15 yrs), Another Discover (10 yrs) and another one around 10 years. Didn't calculate aaoa, but I'm pretty sure its over 10. This is also why I had a 739 credit score right when I turned 18.
I'm planning to get Venture, but not at the moment since I have other cards on my mind besides that.
You were added as an AU two years before you were born? You must have very prescient parents.
What's the big deal about visa sig anyway?