@kdm31091 wrote:
@Open123 wrote:
@kdm31091 wrote:
People upthread are arguing about something that I didn't even suggest. My point was not "Venture's rewards justify the AF"; my point was "Visa Signature benefits in and of themselves are not worth paying an AF"
Meaning, applying for a product just to get a Visa Sig, and you don't otherwise want/need the card, is not worth $59 a year or whatever. It's just not. Again. price protection, warranties, all that good stuff...yes, it's nice. You will also be able to count on one hand the number of times you use it in a decade for most people. Certainly nothing to prioritize. Wait until a card you actually otherwise want comes along, and apply for it. Most (not all, but MOST!) Visa credit cards come in Signature versions for high enough limits (and other criteria).
In regards to LadyJ's point, the Venture isn't just a Signature standalone card, but is accompanied by free first year, 2X spending, and $400 in travel value. I'd say this is a pretty good deal.
Right, it just seems like OP just wants a Visa Sig just because and will basically just pick a card out of thin air as long as it's a Visa Sig. That approach is what I am recommending against. Find a card that suits you and that also comes in a Sig version if such a thing is important to you. OP is working backwards.
Not sure if you ignored my post or not, but that is NOT my intention at all.
Quoted from page 4 of this thread in response to your comments:
I did not mean to come off as defensive or offensive. Only wanted to get my point across. My main goal for this thread was to see which cards actually would actually warrant a Visa Sig. I will be applying anyways, so it's nice to know what you're going to get. But yes, I do agree, I am not going to apply just for a VS, but rather for the rewards benefits. But why not get both while you're at it?
It's always nice to hear your opinions, though!
