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New Contributor
Funk-O-Meter
Posts: 90
Registered: ‎04-02-2012

How can I pay my rent with a card and get points?

The only two bills I have to right checks for are my rent and my power bill and it bugs me cause I'm missing out on getting points off my biggest monthly expense. My landlord is a individual not a property management co. 

 

At first I though I could just use my Chase Freedom and buy a money order at the grocery store and BANG! 5% back on rent. But then I read they don't do points on "cash like transactions" like travelers checks or money orders. So that's no good.

 

I have seen a lot of rent pay services on line that I guess essentially mail a check or direct deposit rent into your landlords account and allow you to pay however you like. Does anybody know if the CC co's have blocked points from these services?

 

Any other clever ways I could try to get points back on this large monthly transaction?

 

I'm examining the benefits of getting the Starwood AMEX and if I could put rent on it (and immediately pay it off of course) then I could get 1000 starwood points a month. :smileyhappy:

 

 

From no credit to EQ 747 in 16 months using info from these forums.

Chase Freedom 3k, Chase Slate 5k, Amex Blue Cash 6k, Discover More 1.5K

RIP: Orchard/Cap1 520CL

TU:702
EQ: 698

Down from 747 cause I used em' :smileysad:

Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012

Re: How can I pay my rent with a card and get points?

I don't think you can buy money order with credit  cards !!

Does anybody know for sure ? It's like free cash advance.

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Established Contributor
learnin113
Posts: 541
Registered: ‎12-02-2011

Re: How can I pay my rent with a card and get points?

This I wanna know!

Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: How can I pay my rent with a card and get points?


DeadSpider wrote:

I don't think you can buy money order with credit  cards !!

Does anybody know for sure ? It's like free cash advance.


I had to pick up a money order one for some application. Went to 7-11 to get it and cash only + a fee. I could not believe the fee part - I walked in with 10 bucks and had to go out back to my car and find some change to pay the fee. First time I ever had to get one and hopefully the last!

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Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Valued Contributor
j_casteel
Posts: 1,644
Registered: ‎06-21-2012

Re: How can I pay my rent with a card and get points?

About 99.9% sure that Money Orders and Cashier's Checks have to be paid for in cash only or at least some form of guaranteed funds.

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Regular Contributor
MustangSaluki
Posts: 202
Registered: ‎07-07-2008

Re: How can I pay my rent with a card and get points?

[ Edited ]

williampaid.com lets you pay the rent with your cc for a nominal fee (2.95%). It is the most popular service among FlyerTalkers and comes highly recommended. We have been using it for last few months and pretty happy with. Regret about not knowing this earlier actually.

 

Make sure to set up the auto payment at least 7 days before the rent is due as the processing etc takes a bit of time.

New Contributor
Funk-O-Meter
Posts: 90
Registered: ‎04-02-2012

Re: How can I pay my rent with a card and get points?

Yea I just did a little reading and what I read is only debit cards are accepted. If they accepted Visa gift cards you could buy the gift card and then use that for the money order? I've heard of people using some types of gift cards to buy money orders before.

From no credit to EQ 747 in 16 months using info from these forums.

Chase Freedom 3k, Chase Slate 5k, Amex Blue Cash 6k, Discover More 1.5K

RIP: Orchard/Cap1 520CL

TU:702
EQ: 698

Down from 747 cause I used em' :smileysad:

New Contributor
Funk-O-Meter
Posts: 90
Registered: ‎04-02-2012

Re: How can I pay my rent with a card and get points?

William paid charges like 3% right? Any services that don't charge? I'm gonna head over to flyer talk :smileyhappy:

 

Thanks.

From no credit to EQ 747 in 16 months using info from these forums.

Chase Freedom 3k, Chase Slate 5k, Amex Blue Cash 6k, Discover More 1.5K

RIP: Orchard/Cap1 520CL

TU:702
EQ: 698

Down from 747 cause I used em' :smileysad:

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: How can I pay my rent with a card and get points?

Ive used paypal to pay people for parts for my car using my credit card thru paypal. They ask me to add the 3% fee or send them the money using the gift option so theres no 3% fee. It shows on my cc as a regular transaction.
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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: How can I pay my rent with a card and get points?

There is no fee free way to pay with CC if your landlord does not accept CCs fee free.  Otherwise we would all be doing it.  Let us know if you find a way, but I can't see it.

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