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CreditChampion
Posts: 267
Registered: ‎03-15-2012
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Re: How can I pay my rent with a card and get points?

Williampaid is a good find

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webhopper
Posts: 7,225
Registered: ‎09-16-2011
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Re: How can I pay my rent with a card and get points?

I accept rent using wepay. I accept ACH as the fee is totally cheap.

Wepay fee is 2.75% for ccs.
its not worth it to me as that fee built into the rent would make my property less competitive to prospective tenants

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MustangSaluki
Posts: 203
Registered: ‎07-07-2008
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Re: How can I pay my rent with a card and get points?


LilNYC wrote:

trumpet-205 wrote:

LilNYC wrote:

I never heard of Williampaid before. Anyone know if it can be setup as a recurring charge on your cc? If so, it would count as bill pay category with US Bank cash+.  5% back-2.95% fee=2.05% cash back. Would be reason enough to app for US bank & pay rent thru williampaid, if this scenario is feasible.


You have to call in and ask, although I suspect WilliamPaid use 8999 (professional service) as MCC (defines what type of transaction for Visa/MC).

 

I don't recall MCC has a code for rent.

 



Thanks for the info.


Yah some good info there. I do not know about these type of codes, but I can confirm that you can setup your williampaid account for recurring payments. We used it to meet spending on the wife's Citi AA Amex for 3 straight months. Easy 53k+ miles there with the promo+miles from rent transaction.

 

This is how it appears in the Citi online Account Activity if it helps

 

xx/yy/2012 WILLIAM PAID LLC HIGHLAND PIL840 xxxx.yy
Merchant Category: BUSINESS SERVICES,NOT ELSEWHERE CLASSED
Person: Not Available

 

I do not have the US Cash+ so cannot comment on the cash back, but I guess you can easily find that from the WilliamPaid folks. As I mentioned earlier, it helps to setup the recurring date at least 7 days before the rental due date.

 

 

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LilNYC
Posts: 184
Registered: ‎07-08-2012
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Re: How can I pay my rent with a card and get points?


MustangSaluki wrote:

LilNYC wrote:

trumpet-205 wrote:

LilNYC wrote:

I never heard of Williampaid before. Anyone know if it can be setup as a recurring charge on your cc? If so, it would count as bill pay category with US Bank cash+.  5% back-2.95% fee=2.05% cash back. Would be reason enough to app for US bank & pay rent thru williampaid, if this scenario is feasible.


You have to call in and ask, although I suspect WilliamPaid use 8999 (professional service) as MCC (defines what type of transaction for Visa/MC).

 

I don't recall MCC has a code for rent.

 



Thanks for the info.


Yah some good info there. I do not know about these type of codes, but I can confirm that you can setup your williampaid account for recurring payments. We used it to meet spending on the wife's Citi AA Amex for 3 straight months. Easy 53k+ miles there with the promo+miles from rent transaction.

 

This is how it appears in the Citi online Account Activity if it helps

 

xx/yy/2012 WILLIAM PAID LLC HIGHLAND PIL840 xxxx.yy
Merchant Category: BUSINESS SERVICES,NOT ELSEWHERE CLASSED
Person: Not Available

 

I do not have the US Cash+ so cannot comment on the cash back, but I guess you can easily find that from the WilliamPaid folks. As I mentioned earlier, it helps to setup the recurring date at least 7 days before the rental due date.

 

 


@Mustang- thanks, very helpful. Onna call & find out if this would qualify as bill pay. Tried to figure it out from US Bank's website but was a bit confusing.

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Roarmeister
Posts: 332
Registered: ‎04-21-2012
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Re: How can I pay my rent with a card and get points?

Once in a while I get credit card cheques in the mail.  Usually between 2-3.  The credit card company tells me that they can be used to pay for transactions and the amount gets charged to my CC account.  I've never used them so I don't know if they are treated as a regular transaction or as a cash withdrawl.  You may want to inquire with your CC vendors to see if they offer these.

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jsickz32
Posts: 1,987
Registered: ‎06-25-2012
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Re: How can I pay my rent with a card and get points?

Using the checks they send you from a cc are proccesed as chash advances.
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luvsandyshores
Posts: 162
Registered: ‎04-04-2010
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Re: How can I pay my rent with a card and get points?

It's been a few years, but I used to work at a place that did money orders and it was CASH ONLY.  I've heard that you can use debit cards now to purchase them now, but I can't personally vouch for that.

 

And in case anyone was curious, you can't use credit cards for lottery tickets, either!  LOL

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redeemedsoul136
Posts: 13
Registered: ‎07-27-2012
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Re: How can I pay my rent with a card and get points?

I have seen and heard of individuals using Charge Smart .. although I personally cannot vouch for them their fees seem to be reasonable


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mmduluth
Posts: 320
Registered: ‎05-17-2011
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Re: How can I pay my rent with a card and get points?

It sucks not.being able to use credit/debit cards to buy lottery tickets. I NEVER have cash.
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LilNYC
Posts: 184
Registered: ‎07-08-2012
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Re: How can I pay my rent with a card and get points?

@roar- thanks for the suggestion but you don't earn points/rewards on those checks plus there's a 3% transaction fee to use the checks

@jsickz-depends on the credit card company. Citi views those checks as a balance transfer
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