How can i tell which card it is

[Closingracer99]

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@p- wrote:

When you log in to the online account, does it say Quicksilver One?

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If your applying for it QS1's are Mastercards and the QS are Visa from what I have seen

[Anonymous]

I had gotten a pre-approval letter back in April, I believe it was. They sent me the Quicksilver (not Quicksilver One) with a $300 limit. I got a letter message from them in July that if I made six payments one time, they would auto-increase my credit limit. Not sure how much though.

[p-]

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@Closingracer99 wrote:

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@p- wrote:

When you log in to the online account, does it say Quicksilver One?

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If your applying for it QS1's are Mastercards and the QS are Visa from what I have seen

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I have two MC's from them, one is a Quicksilver World, and the other just a Quicksilver.  Neither are QS1's.

[p-]

You could just ask the CS reps...

[Closingracer99]

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@p- wrote:

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@Closingracer99 wrote:

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@p- wrote:

When you log in to the online account, does it say Quicksilver One?

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If your applying for it QS1's are Mastercards and the QS are Visa from what I have seen

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I have two MC's from them, one is a Quicksilver World, and the other just a Quicksilver.  Neither are QS1's.

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Yes but were they PC'ed or Apped for ... 

[DawgZ]

I got this a year ago. I made 6 payments on time the first 6 month and they auto CLI me to $1000. That was 6 months ago so this past weekend I hit the LUV button and it went to $4000.

[Scupra]

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@Cheryla18 wrote:

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@Scupra wrote:

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@Cheryla18 wrote:

I am currently waiting on my CapOne QuickSilver card...and have heard about the Credit steps program. How can i tell if that is what I have or not other than the fact that I only got a CL of $300.00  I'm in the rebuilding process

TIA

Cheryl

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With that type of starting limit I think it is safe to say you are probably in the credit steps program. When you get your card it will clarify in the letter that comes along with it.

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I just got the card today and I am shocked that it is a Mastercard. Is that an indication?

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Someone correct me if I am wrong.. I think Cap1 has stricter UW guidelines for the Visa versions of their cards. It being a MC is a fairly good sign in my eyes. Hence the reason the Quicksilver Visa says, "excellent credit" on their site.

[Cheryla18]

So this causes more confusion...whats the difference between QS & QS1?

[lonelyisland]

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@Cheryla18 wrote:

So this causes more confusion...whats the difference between QS & QS1?

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They are two different cards. Hopefully this link will "stick" but its a compare page on the Cap One site with QS and QS1 selected. 

Capital One - QS vs QS1

For the Credit Steps Portion:

Check in your online account "Statments and Documents" - go to the Documents tab. 

There will be a document named "Capital One Credit Steps Program" that explains the program. 

[Cheryla18]

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@lonelyisland wrote:

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@Cheryla18 wrote:

So this causes more confusion...whats the difference between QS & QS1?

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They are two different cards. Hopefully this link will "stick" but its a compare page on the Cap One site with QS and QS1 selected. 

Capital One - QS vs QS1

For the Credit Steps Portion:

Check in your online account "Statments and Documents" - go to the Documents tab. 

There will be a document named "Capital One Credit Steps Program" that explains the program. 

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Thank you for link.....i see the differences between the 2 cards and when i looked at what they consider Average and Excellent Credit  it makes since that I have the MasterCard...I will be looking forward to when i have Excellent credit!