Reply
Valued Contributor
Posts: 1,320
Registered: ‎04-18-2009
0

Re: How can they report AU if they don't ask SS#?

you've been an au for ten years and it didn't show up?

I faxed Equifax information on Friday asking them to please report, but they have not picked it up as of yet. TU and EX picked it up in 30 days, still waiting on EQ...i'd really be interested to know how an AU can be proactive in getting the card to report...


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Established Contributor
Posts: 541
Registered: ‎03-20-2009
0

Re: How can they report AU if they don't ask SS#?


daisyduke wrote:

you've been an au for ten years and it didn't show up?

I faxed Equifax information on Friday asking them to please report, but they have not picked it up as of yet. TU and EX picked it up in 30 days, still waiting on EQ...i'd really be interested to know how an AU can be proactive in getting the card to report...


 

No it has never reported.  They tell my mom it will & even when she questions how without my ss# they say it will.  But it doesn't.  In my case they can't match by last name/address as I'm married now (although all 3 CR show my maiden name as previous names gone by) but I obviously live at a different address than they do. 

 

At this point now that I'm rebuilding my credit I really dont' need it but it was frustrating that they kept saying they reported it but they never did.  This particular CC is always PIF by my parents every month but it has a pretty high utilization & I don't want that to kill my score while I'm rebuilding.  I just thought the age of the account might help me out some. 

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)



Valued Contributor
Posts: 1,320
Registered: ‎04-18-2009
0

Re: How can they report AU if they don't ask SS#?

interesting. the utilization is what helped with TU Fico  -i went from 67% to 21% utilization. good good good...

 

 


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.