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How common or typical are 4% BT fees?

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NRB525
Super Contributor
‎08-31-2016 09:24 PM
‎08-31-2016 09:24 PM

Re: How common or typical are 4% BT fees?

For the offers I see:

BofA 4% fee, 0% rate but for 18 months.

US Bank 4% fee, 0% rate for 15 - 16 months

Citi cards 3% fee, some are 12 months, some are 15 months at 0% APR

 

Discover 3% fee, 0% rate 12 months and it looks like Discover just took away the no-fee 4.99% offers, I only have one BT option now on Discover.

 

PenFed Promise, no fee by default, regular promos with 4.99% APR for 12 months.

CapOne, no fee by default. 10.9% QS rate, no offers for lower rate BT.

 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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