How did I get approved for American Express?

killer_queen229 · ‎01-02-2014

I didn't expect it at all. People said it's the hardest company to get approved for. Especially with all my inquiries.

09Lexie · ‎01-02-2014

Amex is not as difficult as you might expect. CS of 620's have been approved for charge cards.

Use it wisely and don't ask why.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

B335is · ‎01-02-2014

People tend to view Amex as the card to show that they've made it in the credit world. I think they were viewed as being more prestigious in the past, but they were easier to get approved for than US Bank and Discover in my own experience.

killer_queen229 · ‎01-02-2014

I got approved for Blue because I didn't think I'd get approved for Blue Cash Everyday. I called and the woman didn't know if I upgraded when I get the card if it would effect my credit history.

killer_queen229 · ‎01-02-2014

@B335is wrote:
People tend to view Amex as the card to show that they've made it in the credit world. I think they were viewed as being more prestigious in the past, but they were easier to get approved for than US Bank and Discover in my own experience.

Discover IT - $4,000

American Express Blue - $500

injustifiiable · ‎01-02-2014

Be happy and don't ask questions.

Baby it and mark your calendar for 61 days from now...lol.

killer_queen229 · ‎01-02-2014

@injustifiiable wrote:
Be happy and don't ask questions.

Baby it and mark your calendar for 61 days from now...lol.

If they increase my limit lol.

kroberts67 · ‎01-02-2014

Whats the diff between Blue & BCE? I thought they were the same.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

killer_queen229 · ‎01-02-2014

No cash rewards on Blue lol.

DavidZeng · ‎01-02-2014

@killer_queen229 wrote:
No cash rewards on Blue lol.

But Blue give 1 dollar 1MR point, same as normal Green, Gold charge card. I am thinking cancel my green and get a blue to reserve my MR points. And you dont have to pay AF for blue! That's only AMEX card that can earn MR point without AF! And one of the two revolers that earn MR, other one is AF 95 dollars Benz credit card. Since I value MR point to 1pt 2.5 cents. I really think Blue is a good card to put those off reward category purchase on it.