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@Anonymous wrote:My mother added a card, in my name, to her account. She recently fell into financial trouble (last year) and the card went into collections. The card is now paid off and closed but is showing up on my Report (as a joint card). I assume this will affect my FICO score and wish to remove it as I was not the primary Card Holder nor have I even used it in the past 2 years. Does anyone know if this is possible and, if so, how to go about it?I appreciate any help regarding this matter.
@Anonymous wrote:Is there any other type of card it can be? We did not sign up for it at the same time she only added me.Thank you for your response
newyork21 wrote:Is there any other type of card it can be? We did not sign up for it at the same time she only added me.Thank you for your responseYou could be an AU, but if it is showing up as joint, it seems like joint. Does it show as "joint" or "shared" on all three CRs?