Reply
New Visitor
Posts: 1
Registered: ‎03-03-2009
0

How do I report an incorrect credit card on my Fico report? It's not mine

Sorry for this beginner question, but there's a credit card on my fico account that's not mine.  How do I report this?  With the bank? With FICO?
Established Contributor
Posts: 645
Registered: ‎10-24-2007
0

Re: How do I report an incorrect credit card on my Fico report? It's not mine

I'd dispute it with whichever credit reporting agency has it listed. Just dispute as "Not mine"
Moderator Emeritus
Posts: 7,970
Registered: ‎12-19-2007
0

Re: How do I report an incorrect credit card on my Fico report? It's not mine

Hey buster, welcome to the forum. Are there any baddies on that account? How old is it in comparison to the other accounts on your CR?
___________________________________________________________________
Do what is true in spite of the consequences--your future is only as true as you are.
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: How do I report an incorrect credit card on my Fico report? It's not mine

Before you do anything make sure you get copies of the "real" hard copy reports directly from the credit reporting agencies. Do not go by FICO or tri merge reports for disputes. Never. 
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.