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How do I report an incorrect credit card on my Fico report? It's not mine

New Visitor

How do I report an incorrect credit card on my Fico report? It's not mine

Sorry for this beginner question, but there's a credit card on my fico account that's not mine.  How do I report this?  With the bank? With FICO?
Message 1 of 4
3 REPLIES
Established Contributor

Re: How do I report an incorrect credit card on my Fico report? It's not mine

I'd dispute it with whichever credit reporting agency has it listed. Just dispute as "Not mine"
Message 2 of 4
Moderator Emeritus

Re: How do I report an incorrect credit card on my Fico report? It's not mine

Hey buster, welcome to the forum. Are there any baddies on that account? How old is it in comparison to the other accounts on your CR?
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Do what is true in spite of the consequences--your future is only as true as you are.
Message 3 of 4
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Senior Contributor

Re: How do I report an incorrect credit card on my Fico report? It's not mine

Before you do anything make sure you get copies of the "real" hard copy reports directly from the credit reporting agencies. Do not go by FICO or tri merge reports for disputes. Never. 
Message 4 of 4