Reply
Frequent Contributor
joestay
Posts: 374
Registered: ‎01-08-2010
0

How do I use a credit card at the grocery?

I know this is a stupid question but I never use my credit card at the grocery checkout before or in store.  What are the steps anyway?  I don't want to look like an idiot and not know what I am doing at the checkout.  Please be specific with the steps.  thanks

Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: How do I use a credit card at the grocery?

There is probably a machine at the check out. Tell the cute girl behind the counter this is your first time and could she run the card through for you? She might find it charming and you might get lucky. Worst case she'll think you're an idiot but you will have learned how to use your credit card at the grocery store.

Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
0

Re: How do I use a credit card at the grocery?

Joestay, all you need to do is swipe the card.  If you are at the self check-out, choose "credit" as your form of payment when you are done scanning your items.  It will tell you to swipe your card.  After that, you take your receipt.  You are done.

 

If there is a cashier, he/she will ask you "credit or debit" after you swipe the card.  Tell them "credit," then depending on the establishment you may need to sign for the transaction.  After that, take your receipt and you are done.

 

Hope this helps! :smileyhappy:


Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Frequent Contributor
joestay
Posts: 374
Registered: ‎01-08-2010
0

Re: How do I use a credit card at the grocery?

Okay, so the following is what will happen right?

 

1)  Cashier gives me total.

2)  I swipe the card..

3)  Then I sign transaction.

4)  Then I get reciept.

5)  Then I leave with my stuff.

 

Anything else I am missing here?  I will be going to costco by the way for this.

Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
0

Re: How do I use a credit card at the grocery?

You are correct, but you may/may not have to "sign" for the transaction.  As I previously stated, it depends on the establishment.  I've never shopped at Costco's so I am not sure.  It's still no big deal.  Not to worry.  It's as simple as 1-2-3.  Happy CC shopping!  :smileyhappy:


Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Frequent Contributor
jaysdad2k
Posts: 368
Registered: ‎02-07-2008
0

Re: How do I use a credit card at the grocery?

Joe,

 

If you are using your new TE card, they will use it as your member card and swipe it.

 

Then they will ask if you want to leave your purchase on the card. You can say, Yes, then sign on the screen.

 

Tada!

"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Valued Contributor
GregB
Posts: 1,669
Registered: ‎05-24-2007
0

Re: How do I use a credit card at the grocery?

Just to be sure - You do know Costco only accepts Amex, right?

Senior Contributor
Wolf3
Posts: 3,197
Registered: ‎01-24-2010
0

Re: How do I use a credit card at the grocery?

Some machines will default as a debit card when you swipe.

 

It will show the number pad for pin.  If this happens, you need to cancel and it will go to credit.

 

It is not that hard. 

Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: How do I use a credit card at the grocery?

[ Edited ]

 


joestay wrote:

I know this is a stupid question but I never use my credit card at the grocery checkout before or in store.  What are the steps anyway?  I don't want to look like an idiot and not know what I am doing at the checkout.  Please be specific with the steps.  thanks


Hey, guy, there is no such thing as a stupid question in ANY of these forums. We all learned to sit, crawl, walk, run and figure out how to use these crazy things called credit cards work.:smileyhappy:

 

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Moderator
MarineVietVet
Posts: 14,897
Registered: ‎07-14-2009
0

Re: How do I use a credit card at the grocery?

 


fused wrote:

 




Hey, guy, there is no such thing as a stupid question in ANY of these forums. We all learned to sit, crawl, walk, run and figure out how to use these crazy things called credit cards.:smileyhappy:

 


 

I agree with fused. There are no stupid questions.

 

I wish I could say I've never given any stupid answers. :smileyhappy:

 

 

 

From a BK years ago to:

9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}