Not sure where OP went, but BofA asks your income when you initially apply and when you ask for a CLI. And as CWCID (I think it was) pointed out, never give a lender an income figure that you can't prove. You wouldn't believe the number of posts by people who flat-out lied about their incomes, get a financial review, and are now in complete panic.
At any rate, if your income has increased substantially, you might want to let them know this. Normally this occurs during a CLI, but there must be a way to update this info. I took a quick look on their site and didn't see anything, but you might try calling CS. But that's a whole lot like dancing through an active minefield, so I would go back to your local branch and update through them.
But sometimes, this message is just a generic excuse for "We want to have some more cash on hand, and you seem to have a lot of unused credit, so we're going to take some back to make our numbers look better."
Message Edited by haulingthescoreup on 01-18-2010 09:08 PM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007