How do miles work?

[kdm31091]

Not trying to discourage you OP but do you have more than 5 new accounts in the past 2 years? If so CSP will be auto declined.

Also you have a BCP with an AF to justify. Are you sure you spend enough to justify CSPs fee?

[Anonymous]

Thanks Ik_!
I have exactly 5 accounts opened over the past two years, 4 revolving and 1 auto.
To be honest, I'm not sure I could justify it currently. However, the spend bonus covers a lot of annual fees and the fee is waived the first year. I also expect a substantial jump in income in a few years which will increase its usefulness. Regardless, I'll be waiting for a pre-qual before I pull the trigger.

[Anonymous]

How do miles work? - Horribly

Is this 20% off based on booking through the Chase travel option? Ultimate Rewards I think its called. I ask bc I recall when I browsed through it last year the travel choices seemed quite overpriced compared to other options. 20% off sounds nice but not if the listed price is 30% over what you can find elsewhere. If its truly a good deal after comparison shopping then go for it GL

[Anonymous]

As far as I could tell, the rates are the same as the airline websites, but I'll definitely check around before booking!

[kdm31091]

Do your due dillegence OP, like heavenly said. 20 percent off isnt worthwhile if you can pay less elsewhere. Its all psychological. They want you to think its a great discount, but that doesnt mean its the best price.

To be honest it doesnt seem to me like you can justify or need a CSP. Dont be swayed by what is popular. Make sure it actually fits you.