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How do you get pre-screened for CC offers?

Established Member

How do you get pre-screened for CC offers?

What do you have to do to get pre-screened for CC offers? Thank you!

Message 1 of 9
8 REPLIES
Frequent Contributor

Re: How do you get pre-screened for CC offers?

go to college

get a car loan

get a home loan

get any loan

have other CC's

 

that's a start

 

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 2 of 9
New Contributor

Re: How do you get pre-screened for CC offers?

Are you new or rebuilding?

 

In the case of new, if you play nicely, you will start receiving it after 4-5 months.

Capital One Cash Rewards for New Comer: $1,500 (09/12), Local Credit Union: $1,500 (10/12), Chase Freedom: $1,500 (04/13), Discover IT: $2,100 (04/13), AMEX Gold Charge Card: NPSL (06/13), AMEX BCE: $6,000 (06/13), Chase United Explorer: $6,000 (10/13), Chase Ink Cash: $3,000 (10/13), Barclays Arrival Platinum: $3,000 (10/13), US Bank Flexperk Travel Rewards: $5,000 (01/14), Capital One Venture: $5,000 (01/14), Citi AA World MC: $6,500 (01/14),Citi AA Executive World Elite MC: $5,000 (01/14)
Message 3 of 9
Highlighted
Valued Contributor

Re: How do you get pre-screened for CC offers?

And make sure you're not opting out of junk mail and/or pre-screened credit or insurance offers.

 

I have good credit and a long history, but I never, ever get pre-screened offers, even from companies I already do business with and would welcome offers from, because I'm absolutely paranoid and opt out of everything.

 

Message 4 of 9
Super Contributor

Re: How do you get pre-screened for CC offers?

You can always opt in or out

https://www.optoutprescreen.com/?rf=t

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 9
New Contributor

Re: How do you get pre-screened for CC offers?

Possibly a dumb question, but I opt out of everything and my credit reports show this. So, I never get anything in the mail. But does this mean that I will never see pre-approval offers if I check at CC issuers' sites?

Freedom | BofA CR | Amex BCE | NFCU CR | CSP | Fidelity Amex | Citi AA Plat | Discover it | Amex PRG | US Airways Prem | SW RR Plus | Delta Gold | Citi Double Cash | WF Propel 360 | Chase BA
Message 6 of 9
Frequent Contributor

Re: How do you get pre-screened for CC offers?


myjourney wrote:

You can always opt in or out

https://www.optoutprescreen.com/?rf=t

 


well thank you for that

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 7 of 9
Super Contributor

Re: How do you get pre-screened for CC offers?


dta wrote:

Possibly a dumb question, but I opt out of everything and my credit reports show this. So, I never get anything in the mail. But does this mean that I will never see pre-approval offers if I check at CC issuers' sites?


If your doing the pre-approval sites they can still make offers

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 9
Super Contributor

Re: How do you get pre-screened for CC offers?


oscar_actuary wrote:

myjourney wrote:

You can always opt in or out

https://www.optoutprescreen.com/?rf=t

 


well thank you for that


Glad to help NP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 9