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Established Member
Posts: 39
Registered: ‎10-10-2013
0

How do you guys find out you credit score from HP?

Hey Guys,

 

I just recently been going crazy about credit score and got 2 new cards this month (CSP and BCP). However, everytime i read about approval stories, I see that they post their fico scores that their lender show them their score. 

 

With these 2 new cards that i've applied online, I dont see any credit score displayed. So my question is, how do you see the credit score they pulled from HP?

 

 

thanks

OMC

Mouse over for Credit Limit


Regular Contributor
Posts: 399
Registered: ‎08-21-2013
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Re: How do you guys find out you credit score from HP?

I've only ever gotten one when I got denied, lol.

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)

Starting total revolving credit: $0 | Current total revolving credit: $1600.00

Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013


2013 Goals:
1,000.00 Emergency Fund
1,000.00 Emergency Fund, AGAIN
Mechanically Sound Car
Unsecured Card

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
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Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: How do you guys find out you credit score from HP?

You may not get your score if you were approved with the best terms possible. Otherwise, you should receive it when you get your card; it will be inluded with the paperwork explaining your APR and other info.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: How do you guys find out you credit score from HP?

You will only get a score when you are not offered the best terms for a particular card.  For example, if the card had an APR range of 14.99 to 21.99 and you get 19.99 then you will get a score with the letter.  If you get the best terms then no luck.  In those circumstances, you may get lucky with phone call and the CSR will give you the score over the phone (Ive been able to do that twice.)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 1,322
Registered: ‎07-07-2013
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Re: How do you guys find out you credit score from HP?


Duncanrr wrote:

You will only get a score when you are not offered the best terms for a particular card.  For example, if the card had an APR range of 14.99 to 21.99 and you get 19.99 then you will get a score with the letter.  If you get the best terms then no luck.  In those circumstances, you may get lucky with phone call and the CSR will give you the score over the phone (Ive been able to do that twice.)


I had tried to get my score over the phone, no luck. Smiley Indifferent

Super Contributor
Posts: 9,030
Registered: ‎06-19-2013
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Re: How do you guys find out you credit score from HP?

I think you can goto experian or TU site if you didn't get best terms for your newly approved cc you can get an free credit report, please don't quote me on that tho i am not 100% sure. 



EX Fico 774 3/3/15 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 5/26/15 827 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 7/6/15 799 Fako 808 Creditkarma 5/11/15
Valued Contributor
Posts: 1,966
Registered: ‎03-30-2012
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Re: How do you guys find out you credit score from HP?


mongstradamus wrote:

I think you can goto experian or TU site if you didn't get best terms for your newly approved cc you can get an free credit report, please don't quote me on that tho i am not 100% sure. 


While you can do this to get a free report, they will still try to sell you a score though...usually a FAKO at that. lol

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Valued Contributor
Posts: 2,384
Registered: ‎04-04-2013
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Re: How do you guys find out you credit score from HP?

Did you apply for the BCP via the creditcard.com special offer? if so, you received the best terms and thus won't be getting your credit score for Amex.


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