How do you guys keep track?

[dalebb]

i have a dry erase board above my desk with all the info, bal, close date, cl. payment, apr%, u name it,,, i also keep all accounts on my desktop and check everyday, il never miss a payment

[RockinRay]

I use You Need a Budget (YNAB). I have each card set up in this software and track all spending in the respecitve register. When I spend on a card, I put the transaction in the register and assign a budget category. This keeps me in line with spending. If there is not money to spend in the budget, it does not get spent.

I like this program because it forces my to answer to myself for spending and I have to allocate for each dollar spent.

Maybe I am too overboard with this, but it works for me.

I also rotate cards.

Ray

[Wolf3]

I do the basically the same.   

The measure of how you are doing is simple.   Have you ever missed or came close to missing a payment?  If so, you need to do more.

Since I am rebuilding, I always make at least the minimum payment right after the statement closes, and usually PIF by due date.   That way, very small risk, I am ever late,

.   

[dalebb]

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@Wolf3 wrote:

I do the basically the same.   

The measure of how you are doing is simple.   Have you ever missed or came close to missing a payment?  If so, you need to do more.

Since I am rebuilding, I always make at least the minimum payment right after the statement closes, and usually PIF by due date.   That way, very small risk, I am ever late,

.   

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same here

[Juan123]

I was actually 30mins from being late sometime last year... After that i started to stay ontop of EVERYTHING >_<

[fused]

Thread is unlocked, so feel free to post.

[LS2982]

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@RockinRay wrote:

I use You Need a Budget (YNAB). I have each card set up in this software and track all spending in the respecitve register. When I spend on a card, I put the transaction in the register and assign a budget category. This keeps me in line with spending. If there is not money to spend in the budget, it does not get spent.

I like this program because it forces my to answer to myself for spending and I have to allocate for each dollar spent.

Maybe I am too overboard with this, but it works for me.

I also rotate cards.

Ray

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This program is AWESOME!!!! good choice Ray!!

[tengtengvn]

PageOnce.com

Mint.com

Manilla.com

[CS800]

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@tengtengvn wrote:

PageOnce.com

Mint.com

Manilla.com

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Would any of you recommend one of these that you think has the best features and ease of use?

[pj421fly]

Use hotmail calendar to keep me posted daily on what is due and when!