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How do you know who they pulled?

Frequent Contributor

How do you know who they pulled?

When applying for a new card, what services do you use to know who was pulled?

I have Credit Karma but are there other free services who will inform you of what bureau the credit company pulled?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 1 of 8
7 REPLIES
Valued Contributor

Re: How do you know who they pulled?

there's a sticky that has a lot of info about CMS's and whether they are free or not.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 2 of 8
Valued Contributor

Re: How do you know who they pulled?

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 3 of 8
Valued Contributor

Re: How do you know who they pulled?


Rhaeny wrote:

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.


WRONG!

 

CS=EX

Quizzle=EX

CK=TU

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 4 of 8
Established Contributor

Re: How do you know who they pulled?


j_casteel wrote:

Rhaeny wrote:

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.


WRONG!

 

CS=EX

Quizzle=EX

CK=TU


+1  the corrected info above is the right one.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 5 of 8
Mega Contributor

Re: How do you know who they pulled?

If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.



EQ FICO 548 3/3/16
Message 6 of 8
Established Contributor

Re: How do you know who they pulled?


LS2982 wrote:
If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.

USAA CreditCheck Monitoring Premium  is another daily puller that pulls from all three.  I used to have it.  I think they are offering 12.95 a month right now.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 7 of 8
Highlighted
Valued Contributor

Re: How do you know who they pulled?


pakman92 wrote:

LS2982 wrote:
If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.

USAA CreditCheck Monitoring Premium  is another daily puller that pulls from all three.  I used to have it.  I think they are offering 12.95 a month right now.


I use them as well but they have made some changes.  You don't get daily for $12.95 any more, it's around $20 now for daily.  The lower amount gets you monthly.

Message 8 of 8