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Frequent Contributor
Posts: 296
Registered: ‎02-01-2013
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How do you know who they pulled?

When applying for a new card, what services do you use to know who was pulled?

I have Credit Karma but are there other free services who will inform you of what bureau the credit company pulled?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Valued Contributor
Posts: 1,918
Registered: ‎06-21-2012
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Re: How do you know who they pulled?

there's a sticky that has a lot of info about CMS's and whether they are free or not.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
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Re: How do you know who they pulled?

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Posts: 1,918
Registered: ‎06-21-2012
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Re: How do you know who they pulled?


Rhaeny wrote:

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.


WRONG!

 

CS=EX

Quizzle=EX

CK=TU

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Established Contributor
Posts: 650
Registered: ‎03-01-2012
0

Re: How do you know who they pulled?


j_casteel wrote:

Rhaeny wrote:

Credit Seasame = TU

 

Quizzle and Credit Karma = EX

 

All of the above have monitoring alerts settings that will send you an email for any changes.  Don't know of any free for EQ.  I would advice going with a paid CMS as J_casteel mentioned.


WRONG!

 

CS=EX

Quizzle=EX

CK=TU


+1  the corrected info above is the right one.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: How do you know who they pulled?

If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 650
Registered: ‎03-01-2012
0

Re: How do you know who they pulled?


LS2982 wrote:
If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.

USAA CreditCheck Monitoring Premium  is another daily puller that pulls from all three.  I used to have it.  I think they are offering 12.95 a month right now.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
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Re: How do you know who they pulled?


pakman92 wrote:

LS2982 wrote:
If you have an AMEX account I personally like their CreditSecure product. $25 a month unlimited 3-bureau reports.

USAA CreditCheck Monitoring Premium  is another daily puller that pulls from all three.  I used to have it.  I think they are offering 12.95 a month right now.


I use them as well but they have made some changes.  You don't get daily for $12.95 any more, it's around $20 now for daily.  The lower amount gets you monthly.

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