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Established Contributor
snowkitty
Posts: 659
Registered: ‎09-10-2012

How do you pay your credit cards?

Two of my new cards have cut my first statement and I was wondering how to pay. I just pay my boa by my mobile app via transferring funds. But for the others.....can you call and pay with a debit card or should I add in my banking account information on their site or see if boa offers billpay for them through my online banking? I would prefer to pay via debit card because it is instant from my checking. How do you pay?

TU Fico 714 | Sesame 738 | Credit Karma 762 | Wal-Mart FICO 723 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 8k | Bofa Visa 500 | Discover More 3k | Wal-Mart 2.5k | Amazon 5k | Old Navy 1050 | Shell 1200 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Home Depot 3k | Brylane Homes 600 | BML 1820

*You can find me in the garden.....app free since 3/21/13*
Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012

Re: How do you pay your credit cards?

I do all mine on y phone. My cap one has an app, the others I do from their websites.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Valued Contributor
Jazzzy
Posts: 2,600
Registered: ‎07-29-2009

Re: How do you pay your credit cards?

I set up my bank account information and pay online.

Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: How do you pay your credit cards?

depending on the card. 

 

most likely use online banking where they do it electronically. or if they cant they mail a check on your behalf

i tried paying best buy via phone once with debit card and was denied. said contact bank. 

funny thing was that i work at the bank. 

and my debit was allowed 10k charges to go through (this was for 1300). 

 

anyways gave them my account number and routing number and that went through no problem. 

sometimes you can go instore (for a store card) to pay the card there. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Senior Contributor
Wolf3
Posts: 3,190
Registered: ‎01-24-2010

Re: How do you pay your credit cards?

I prefer to put my bank account info into the CC site and pay from the CC site.  

 

That way payments are counted the same day!

Established Contributor
jcstarkey8826
Posts: 682
Registered: ‎06-01-2012

Re: How do you pay your credit cards?

I have every bill added to my online banking account. then I just click who I want to pay and when I want them to be paid. It comes out the day scheduled and is credited to my card that same day, which is nice :smileyhappy:

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Store Card 1800 CL, Kay Jewelers 3000 CL
Frequent Contributor
Razeus
Posts: 378
Registered: ‎04-02-2012

Re: How do you pay your credit cards?

I push it from my bank's bill pay system to the company.  I bank with Schwab so it's effortless.  AMEX and Discover will send me the bill through Schwabs system as well.  Payments get there on the date I schedule.

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Frequent Contributor
ShiningDown
Posts: 303
Registered: ‎08-12-2011

Re: How do you pay your credit cards?

I go to each credit card account and hit pay credit card and I have my chase checking account listed for all my cards. The bill is paid instantly. Then I am satisfied until I check my bank account and see I am broke until another check comes around and we start all over again. 



Walmart 672/June
credit sesame 725, June 2013
Quizzle 680 Sept/ /2012 696/March
CK transrisk 667/ June (Vantage 733/June)
Credit.com 695 / May (fico estimate 720)
Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: How do you pay your credit cards?

Use my phone and bank's apps to pay my bills. Bof/citizensbank/citi i just cross the street and pay in person lol payments post right away.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Established Contributor
andre181
Posts: 597
Registered: ‎07-29-2010

Re: How do you pay your credit cards?

Push from my Wells Fargo checking account's bill pay. Its so much easier. Everything clears within 2 days.

 

And all of the major CCC's send ebills through it so I can see most of my CC statements on my Wells Fargo bill pay.

FNBO Visa $19K | Discover IT $15.3K | Citi Forward $10.5K | US Bank Cash+ Visa Sig $10K | Amazon/Chase Visa Sig $8.3k | Priceline/Barclays $6K | BoA Cash Rewards 1-2-3 Sig $5.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | WF Cash Back Visa $3.6K | Citi ThankYou Preferred $3.5K | Amazon/GEMB $2.5K | AMEX BCE $2K | Younkers/WFNNB $2K | Commerce Bank $2K | Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU04 FICO: 749, AAoA: 3.2 years

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