Reply
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

How does Macy's Visa compared to other cards?

Those of you who have Macy's Visa Card, how does it fare when you compare to other cards?
Contributor
Posts: 83
Registered: ‎07-27-2008
0

Re: How does Macy's Visa compared to other cards?

As far as I'm concerned, having the Visa isn't any big deal. The cl is okay, APR is fair (Chase takes better care of me), but it's just another Visa. The only real advantage is that I can park the Macy's card and have a slimmer wallet. BTW, when I called them for a credit increase, they 'commented' that I had made a rather large purchase on the Visa at the competition. Personally, unless there's a fraud question or they're concerned about a lot of purchases at 'Uncle Billy's Bait and Porn Emporium', I don't want them questioning where I shop. If I had to do it again, I'd think twice on the Visa.
MyFico TU:733 EQ:739 EX:727 11/10/08
Established Contributor
Posts: 640
Registered: ‎03-28-2008
0

Re: How does Macy's Visa compared to other cards?


brisdad wrote:
BTW, when I called them for a credit increase, they 'commented' that I had made a rather large purchase on the Visa at the competition. 
That would annoy the hell out of me. If you managed to bite your tongue, you're a better person than I. I'd have been asking if they have a problem with that/making some facetious comment about it not being my problem if my local Macy's can't stock the items I want to buy/asking if the CSR would be so kind as to provide me with a list of approved establishments for use of my Visa.
Then I'd probably regret it. Me and my big mouth. :smileytongue: 

 

EQ: 723 / TU: 760 (August 2009)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.