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How far out of reach is Discover IT Card

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meljeff1
Contributor

Re: How far out of reach is Discover IT Card

I would app now if it's equifaxI only have one inquiry on there.
Message 21 of 27
Anonymous
Not applicable

Re: How far out of reach is Discover IT Card


@meljeff1 wrote:
I would app now if it's equifaxI only have one inquiry on there.

It's worth a shot if your scores and profile support it.

Message 22 of 27
taxi818
Super Contributor

Re: How far out of reach is Discover IT Card

Yes discover pulled EQ when i apped as well. so they then to double pull i think if you are borderline.

so if experian good. i say go for it too.

also. when i mentioned about ck. mine is50 points higher than my fico.

i only know why now.

762 ck  because ck does not factor paid collections.

712 tu fico. fico factors any collection. paid or not.

i have 1 paid collection 4years old.

Message 23 of 27
Anonymous
Not applicable

Re: How far out of reach is Discover IT Card


@Anonymous wrote:

@Anonymous wrote:

Oops, I missed that. I saw that now in the opening post. Yeah I'd check my TU fico before apping. Last week I paid down some balances I had and my TU fico went up 14 points total and my credit karma went up like 34 points, blowing right by my fico score. For the last month before that my they were fairly close but now the CK score is about 20 points higher. Like you said, could go either way.


They tend to pull EQ in my experience.

I know it's confusing considering they provide a TU FICO.


Yeah, sorry. I was talking about Barclay from some earlier posts in the thread. I got mixed in the Discover posts you guys got going 'cause I left and just got back in the discussion. Can't comment on Discover. I don't have one. 

Message 24 of 27
meljeff1
Contributor

Re: How far out of reach is Discover IT Card

My reply to you was about Barclays as well!!!!
Message 25 of 27
Anonymous
Not applicable

Re: How far out of reach is Discover IT Card


@meljeff1 wrote:
My reply to you was about Barclays as well!!!!

Barclays pulls TU almost exclusively from what i've seen.

Message 26 of 27
Anonymous
Not applicable

Re: How far out of reach is Discover IT Card


@meljeff1 wrote:
My reply to you was about Barclays as well!!!!

I know. But I think Nixon thought I was talking about Discover so I was just letting him know I wasn't. If you go to "credit pulls" you can get an idea of who pulls what in your state and wether they're getting approvals around your score range.

Message 27 of 27
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