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Established Contributor
Posts: 859
Registered: ‎03-04-2013
0

How fast do inquiries hit?

Do inquiries hit instantly?  Or, if you did a spree all on one day would each see the ones before that same day, or do inquiries take hours or a day to show?

FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4.5k, Freedom $8.5k, Slate $3.2k, Barclays SM $9k, Care Credit $13.5k.

My Credit Repair Journey
Established Contributor
Posts: 727
Registered: ‎01-13-2013
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Re: How fast do inquiries hit?

They are instantaneous 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: How fast do inquiries hit?

Immediately after you app.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Community Leader
Senior Contributor
Posts: 26,806
Registered: ‎02-07-2013
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Re: How fast do inquiries hit?

Before you see the approval screen Lol



+ Chase Ink =

Regular Contributor
Posts: 245
Registered: ‎10-05-2012
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Re: How fast do inquiries hit?

so fast that you can't trick the system with multiple apps at the exact same time.  Milliseconds ?

About 250k in Credit Lines
Sapphire Preferred 29.9k, Citi MC Diamond Preferred 13.72k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 20k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 30k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
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Re: How fast do inquiries hit?


Bay_Area_Joe wrote:

so fast that you can't trick the system with multiple apps at the exact same time.  Milliseconds ?


YMMV

 

Multiple browser window app'ing, is not a new thing.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Posts: 937
Registered: ‎07-24-2012
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Re: How fast do inquiries hit?

In the time it took me to type this thousands of inquiries needlessly died at the hands of a credit card applicants.

 

Yeah, it's that fast. I would have used hundreds but I am a slow typer. 

Established Contributor
Posts: 859
Registered: ‎03-04-2013
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Re: How fast do inquiries hit?

LOL!  Thanks.  :smileytongue:

FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4.5k, Freedom $8.5k, Slate $3.2k, Barclays SM $9k, Care Credit $13.5k.

My Credit Repair Journey
Established Contributor
Posts: 885
Registered: ‎09-10-2010
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Re: How fast do inquiries hit?


myjourney wrote:

Before you see the approval screen Lol


It's actually when you are filling out an app LOL.  IF you change your mind and hit escape, it's only a SP. 


TU712, EQ 742 , EX 726 (As of 12/13/14) - Personal Goal = 760

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Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
0

Re: How fast do inquiries hit?

Pretty much instantaneous.  Your better off trying to app for cards that pull different CRA's as then they won't see them. 

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