Hi, a quick question: if you go to the CLI option on the Citi website and you receive the SP-eligible CLI message of "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision", does anyone know how frequently is it considered safe to hit the luv button without Citi becoming unhappy with you doing that? For example, I still have the message showing up, even though I was successfully able to get 3 SP CLIs earlier this month. Should I try yet again, since I now have $0 balance PIF status on 2 of my 5 accounts and a very tiny balance on one other account, or best not to chance it and play it safe? How long between luv button hits would you recommend?
Has Citi changed their policy. Previously, I was able to ask for the SP CLI every 6 months with the last one being 26 Jun 2015. 6 months or 180 days would be 23 Dec 2015, so when the 2nd of Jan rolled around I thought I should be all set. When I logged in and went to the CLI request page it said that a credit bureau report would be pulled to complete the request and asked for a specified amount. Have continued to check each day since then with the same result. Am I just unlucky or has the option been taken away? Thanks.
@Anonymous wrote:
@blondy250 wrote:
every 6 months.I believe you have to wait at least 3 months. I have tried inside of three months and it was an automatic denial with an email saying to "you have recently received an increase, but try back anytime."
It is six months you have to wait. I asked for a Credit increase when I got my DC back in June and had to wait to be declined with a SP and than asked for a HP in December. I got CLI on my two other Citi cards every six months though with the button
sc32valve wrote:
Nope, SP CLI still there for me. Has anything changed on your credit profile lately?Since
Since the last request have added 4 cards (CapOne QS, CapOne Venture, Huntington Voice, and Chase AARP), but AAoA, utilization, and scores still solid.