Credit Cards

[concorduser]

How does the Delta CLI works? Did any one have luck in getting the CLI's from Delta?

[Brammy]

Amex?  Hit the LUV button but have your taxes in order

[TheCynicalOne]

I got denied for my CLI...from $1000 to $2000.  I figured since I've had them for six months, I had a good chance and my payment history has been great, PIF most months.  Oh well...

[Brammy]

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TheCynicalOne wrote:

I got denied for my CLI...from $1000 to $2000.  I figured since I've had them for six months, I had a good chance and my payment history has been great, PIF most months.  Oh well...

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One more reason for me to stay away!! 

[imducky]

i've had my amex delta for less than 3 months and i've tapped the luv button 3 times. once denied due to lack of having account over 30 days, once for everything except kidnapping the lindbergh baby, third time (after having 3 paid collections deleted from ex) instant 2k - 4k.

[concorduser]

Hi dnm, were there any hard inq's from Amex when hit the luv button? What CRA do they look into?

[imducky]

amex luv is soft, been ex for me to open and cli.

[Timothy]

I went for broke with them this month. CLI me or forget about it - Ran $4300 though it in 25 days on a $1K limit. Statement will post the 22nd or 23rd with a $10 balance. Could have been another $700 but my payment had not posted yet. Don't you work for Amex?

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TheCynicalOne wrote:

I got denied for my CLI...from $1000 to $2000. I figured since I've had them for six months, I had a good chance and my payment history has been great, PIF most months. Oh well...

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Message Edited by Timothy on 11-21-2007 05:53 AM

[Timothy]

Can't figure this out.

Posted Balance is listed as $804.08
made a $5.97 purchase last night
So let's call that $810

Payment of $800 has not posted yet-

CL available displays $1,664

So they either increased my CL or did something screwy-
Statement date will be Nov 23rd-

If my CL is still $1K Available would be $190 or $990 if they applied my payment.

Can't Figure this out unless they raised me to $2474 or
$3274

Any ideas beyond calling Amex?

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Timothy wrote:
I went for broke with them this month. CLI me or forget about it - Ran $4300 though it in 25 days on a $1K limit. Statement will post the 22nd or 23rd with a $10 balance. Could have been another $700 but my payment had not posted yet. Don't you work for Amex?

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TheCynicalOne wrote:

I got denied for my CLI...from $1000 to $2000. I figured since I've had them for six months, I had a good chance and my payment history has been great, PIF most months. Oh well...

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Message Edited by Timothy on 11-21-2007 05:53 AM

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[Vanyel]

Looks to me like you got a CLI to 2475.00, although thats a very strange number.

Van