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How hard is it to get a Cap1 Venture Card..The one the offers 2 points for every dollar spent!

Super Contributor

Re: How hard is it to get a Cap1 Venture Card..The one the offers 2 points for every dollar spent!


CreditScholar wrote:

That card is probably the most difficult to obtain from CapOne's entire collection.

 

You really should wait for that BK to fall off. Good candidates for that card have FICOs in the mid-700s, a decent income, and they are known for a triple-pull (all three bureaus when you apply = 3 hard pulls)

 

As long as you didn't include CapOne in your BK, you should be fine once it falls off. However if they were included in your BK, I'd say your odds of approval are close to zero.


Eh, not so sure about that. Cap1 isn't one to blacklist from what I've read. 

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Valued Contributor

Re: How hard is it to get a Cap1 Venture Card..The one the offers 2 points for every dollar spent!


jsucool76 wrote:

CreditScholar wrote:

That card is probably the most difficult to obtain from CapOne's entire collection.

 

You really should wait for that BK to fall off. Good candidates for that card have FICOs in the mid-700s, a decent income, and they are known for a triple-pull (all three bureaus when you apply = 3 hard pulls)

 

As long as you didn't include CapOne in your BK, you should be fine once it falls off. However if they were included in your BK, I'd say your odds of approval are close to zero.


Eh, not so sure about that. Cap1 isn't one to blacklist from what I've read. 


For most of their cards, that's true. As a lender they primarily offer sub-prime products, and as such BKs are to be expected with that kind of clientele. However for their prime products like the Venture, BKs aren't dismissed so easily.

 

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