Reply
Senior Contributor
jsucool76
Posts: 3,744
Registered: ‎12-11-2011
0

Re: How hard is it to get a Cap1 Venture Card..The one the offers 2 points for every dollar spent!


CreditScholar wrote:

That card is probably the most difficult to obtain from CapOne's entire collection.

 

You really should wait for that BK to fall off. Good candidates for that card have FICOs in the mid-700s, a decent income, and they are known for a triple-pull (all three bureaus when you apply = 3 hard pulls)

 

As long as you didn't include CapOne in your BK, you should be fine once it falls off. However if they were included in your BK, I'd say your odds of approval are close to zero.


Eh, not so sure about that. Cap1 isn't one to blacklist from what I've read. 

;
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: How hard is it to get a Cap1 Venture Card..The one the offers 2 points for every dollar spent!


jsucool76 wrote:

CreditScholar wrote:

That card is probably the most difficult to obtain from CapOne's entire collection.

 

You really should wait for that BK to fall off. Good candidates for that card have FICOs in the mid-700s, a decent income, and they are known for a triple-pull (all three bureaus when you apply = 3 hard pulls)

 

As long as you didn't include CapOne in your BK, you should be fine once it falls off. However if they were included in your BK, I'd say your odds of approval are close to zero.


Eh, not so sure about that. Cap1 isn't one to blacklist from what I've read. 


For most of their cards, that's true. As a lender they primarily offer sub-prime products, and as such BKs are to be expected with that kind of clientele. However for their prime products like the Venture, BKs aren't dismissed so easily.

 

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}